1015 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 1015 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,124 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$601,000 (Feb 2026)
Tax Bill	$11,503 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-36-108-002`

Property Details

APN / Parcel Number

Primary APN	`09-36-108-002`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,256 sqft

Location & Zoning

Street Address	1015 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0000013 LT 7 SUNNYSIDE SUB
Legal Subdivision	SUNNYSIDE SUB
Legal Block	108
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3030
Census Tract	870702

Owner

Source: McHenry County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	611 WINTERGREEN CIR, NAPERVILLE, IL 60540-9202
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 2, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 28, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	20264042
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	0000000013
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 13, 2026
Property Address	1015 N RIVER RD, MCHENRY, IL 60051-5856
Document Number	0000004042
Map Reference	DOC 13880 MB 3 PG 34
Instrument Date	Jan 30, 2026
Instrument	2026R0004042
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17N110 POWERS RD, GILBERTS, IL 60136-9600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	611 WINTERGREEN CIR, NAPERVILLE, IL 60540-9202

Mortgage

Document Number	0000004043
Date	Feb 13, 2026
Instrument	2026R0004043

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 2, 2024
Property Address	1015 N RIVER RD, MCHENRY, IL 60051-5856
Document Number	0000000013
Map Reference	DOC 13880 MB 3 PG 34
Instrument Date	Dec 28, 2023
Instrument	2024R0000013
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17N110 POWERS RD, MCHENRY, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N RIVER RD, MCHENRY, IL 60051-5856

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 17, 2022
Property Address	1015 N RIVER RD, MCHENRY, IL 60051-5856
Document Number	0000010050
Map Reference	DOC 13880 MB 3 PG 34
Instrument Date	Mar 9, 2022
Instrument	2022R0010050
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17N110 POWERS RD, GILBERTS, IL 60136-9600

Mortgage

Document Number	0000010051
Date	Mar 17, 2022
Instrument	2022R0010051

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 28, 2017
Property Address	1015 N RIVER RD, MCHENRY, IL 60051-5856
Document Number	0000027836
Instrument Date	Jul 25, 2017
Instrument	27836
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W RIVER RD MCHENRY IL 60050, MCHENRY, IL 60050

Mortgage

Document Number	27837
Date	Jul 28, 2017
Instrument	27837

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,503.00	$143,825 (+20.32%) Land $34,735 Building $109,090	$431,475 (+20.32%) Land $104,205 Building $327,270
2022	Homeowner's exemption	$119,540 Land $28,870 Building $90,670	$358,620 Land $86,610 Building $272,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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