1015 N Main St, Lapeer, MI 48446 Property Records

Lapeer County property record for 1015 N Main St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1920
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 2018)
Tax Bill	$1,637 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`L21-36-810-040-00`

Property Details

APN / Parcel Number

Primary APN	`L21-36-810-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,368 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	576 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 N MAIN ST
City	LAPEER
State	MI
Zip	48446-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER SHAFERS ADDITION LOTS 6,7 & 8, BLK 1 (L=9 P=408 SEC 32, T8N-R10E) FOR 2018 L21-36-800-040 & L21-36-808-040 TO
Legal Range	10E
Legal Township	08N
Legal Section	32
Legal Subdivision	CITY OF LAPEER SHAFERS ADD
Legal Block	1
Legal Lot Number	6-8
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1014
Census Tract	337000

Owner

1015 N Main St is owned and occupied by two individuals who acquired it in May 2023.

Source: Lapeer County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 N MAIN ST, LAPEER, MI 48446-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer
Dec 26, 2018	Warranty Deed, Transfer · Stand-Alone Refinance TRI COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Book / Page	3001 / 715
Last Transfer Date	May 5, 2023
Transfer Doc	0033480955
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	May 5, 2023
Property Address	1015 N MAIN ST, LAPEER, MI 48446-1320
Document Number	0033480955
Book / Page	3348 / 955
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7487 SPRINGSHIRE CT, IMLAY CITY, MI 48444-9205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N MAIN ST, LAPEER, MI 48446-1320

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 26, 2018
Property Address	1015 N MAIN ST, LAPEER, MI 48446-1320
Document Number	0030010715
Book / Page	3001 / 715
Instrument	3510
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N MAIN ST, LAPEER, MI 48446-1320

Mortgage

Document Number	0030010717
Date	Dec 26, 2018
Book Page	3001/717

Lender

Name	TRI COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1015 N Main St was $1,637 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,200 (-0.64%)	$186,400 (-0.64%)
2025	$1,637.00 Homeowner's exemption	$93,800	$187,600
2023		$81,000	$162,000
2022	$2,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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