Bell County property record for 1015 N Central Ave, Troy, TX 76579
| Property Type | Commercial |
|---|---|
| Details | 8,250 sqft · built 2017 |
| Lot Size | 0.873 acres (38,028 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,503 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0525540000 |
| Primary APN | 0525540000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,250 sqft Gross Area |
| 1st Floor Area | 6,875 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Lot Area | 38,028 sqft (0.873 acres) |
| View / Lot | Commercial |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 1015 N CENTRAL AVE |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3424 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A0385BC T HUGHES, ACRES .873 |
| Legal Subdivision | T HUGHES |
| Legal Block | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20102 |
Source: Bell County records · APN 0525540000
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 N MAIN ST, TEMPLE, TX 76501-2017 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 |
| Deed Sale | Nov 22, 2023 |
| Prior Sale | Jul 05, 2018 · Amount on Record |
| Deed Document Number | 202352155 |
| Prior Transfer Date | Jun 22, 2018 |
| Prior Transfer Doc | 0000027771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 05, 2018 |
| Property Address | 1015 N CENTRAL AVE, TROY, TX 76579-3424 |
| Document Number | 0000027771 |
| Book / Page | 010515 / 000506 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 27771 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 337 TROY TX 765790337, TROY, TX 76579-0337 |
| Document Number | 27772 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 010515/000511 |
| Instrument | 27772 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75091 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,503.00 (+2.57%) | $439,364 (+0.78%) Land $37,297 Building $402,067 | $439,364 (+0.78%) Land $37,297 Building $402,067 |
| 2023 | $7,315.00 (-4.57%) | $435,973 Land $33,906 Building $402,067 | $435,973 Land $33,906 Building $402,067 |
| 2022 | $7,665.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 6 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: AT&T, JAB Wireless, Radiate Holdings.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF TROY serves 4,367 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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