1015 N 7th Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 1015 N 7th Ave, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 912 sqft · built 1899
Lot Size	0.054 acres (2,358 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Apr 2025)
Tax Bill	$542 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0120-00210`

Property Details

APN / Parcel Number

Primary APN	`090-0120-00210`
Alternative APNs	`1118417` `1181668`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Gross Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Metal
Construction Type	Frame
Lot Area	2,358 sqft (0.054 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1181668
Street Address	1015 N 7TH AVE
City	VIRGINIA
State	MN
Zip	55792-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:009 SERIAL #
Legal Subdivision	REARR 9 & PT OF 3 & 4 SIDE AD
Legal Block	9
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1014
Census Tract	13000

Owner

1015 N 7th Ave is owned and occupied by an individual who bought it in April 2025.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1015 N 7TH AVE, VIRGINIA, MN 55792-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Document Number	20251508841
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2021
Property Address	1015 N 7TH AVE, VIRGINIA, MN 55792-2205
Document Number	0001426423
Instrument Date	Sep 21, 2021
Instrument	1426423
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N 7TH AVE, VIRGINIA, MN 55792-2205

Mortgage

Document Number	0001426424
Date	Oct 6, 2021
Instrument	1426424

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1015 N 7th Ave was $542 with a homeowner's exemption, up 48.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$542.00 (+48.9%) Homeowner's exemption
2025	$364.00 (-43.3%) Homeowner's exemption	$81,300 (+16.14%) Land $2,600 Building $78,700	$81,300 (+16.14%) Land $2,600 Building $78,700
2024	$642.00	$70,000 Land $2,400 Building $67,600	$70,000 Land $2,400 Building $67,600
2022		$64,200 Land $2,400 Building $61,800	$64,200 Land $2,400 Building $61,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 N 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 N 7th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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