St. Charles County property record for 1015 N 5th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1890 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,020,000 (Aug 2025) |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 014840A000 |
| Primary APN | 014840A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 282 sqft |
| Patio Area | 145 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 014840A000 |
|---|---|
| Street Address | 1015 N 5TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | PALLARDYS SUB BLK 2 LOT 22 |
| Legal Subdivision | PALLARDYS SUB-ST CHAS |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1015 N 5th St is owned by a company that bought it in August 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 417 WATERWAY DR, SAINT CHARLES, MO 63304-7688 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Warranty Deed, Transfer · Seller Carry-Back ALLEN KESSELRING |
| Jul 29, 2022 | Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on File |
| Deed Sale | Aug 20, 2025 · Amount on File |
| Prior Sale | Nov 17, 2022 · Amount on File |
| Deed Document Number | 202536379 |
| Prior Transfer Date | Aug 14, 2025 |
| Prior Transfer Doc | 0000036379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 17, 2022 |
| Property Address | 1015 N 5TH ST, SAINT CHARLES, MO 63301-1940 |
| Document Number | 0000061987 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022R-061987 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 WATERWAY DR, SAINT CHARLES, MO 63304-7688 |
| Document Number | 0000061988 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022R-061988 |
| Name | ALLEN KESSELRING |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 1015 N 5TH ST, SAINT CHARLES, MO 63301-1940 |
| Document Number | 0000042354 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022R-042354 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 N 5TH ST, SAINT CHARLES, MO 63301-1940 |
| Name | Verified Name |
|---|---|
| Address | 1015 N 5TH ST, SAINT CHARLES, MO 63301-1940 |
The 2025 property tax bill for 1015 N 5th St was $2,382.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,867 (-) | $199,300 (-) Land $50,000 Building $149,300 | |
| 2025 | $2,382.00 | $37,867 | $199,300 Land $50,000 Building $149,300 |
| 2023 | $35,487 | ||
| 2022 | $186,777 Land $37,500 Building $149,277 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1015 N 5th St in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1015 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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