1015 N 38th St, Seattle, WA 98103 Property Records

King County property record for 1015 N 38th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1929
Lot Size	0.059 acres (2,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 2004)
Tax Bill	$6,842 (2026)
Deeds & Mortgages	May 2022 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`197220-2110`

Property Details

APN / Parcel Number

Primary APN	`197220-2110`
Alternative APN	`197220211001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	820 sqft Living Area
Gross Area	1,270 sqft
1st Floor Area	820 sqft
Basement Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	2,560 sqft (0.059 acres)
Garage Type	Detached
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	197220211001
Street Address	1015 N 38TH ST
City	SEATTLE
State	WA
Zip	98103-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR3 (M)
Legal Description	DENNY & HOYTS ADD W 32 FT OF 1 & 2 & N 20 FT OF W 32 FT OF 3
Legal Range	04
Legal Township	25
Legal Section	18
Legal Subdivision	DENNY & HOYTS ADD
Legal Block	27
Legal Lot Number	1-2-3
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1004
Census Tract	5401

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 N 38TH ST, SEATTLE, WA 98103-7901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 8, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2004 · Amount on Record
Deed Sale	Dec 29, 2004 · Amount on Record
Prior Sale	Jun 27, 2001 · Amount on Record
Deed Document Number	20042237
Last Transfer Date	Jan 25, 2017
Transfer Doc	0000001257
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1015 N 38TH ST, SEATTLE, WA 98103-7901
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000444
Date	May 9, 2022
Instrument	20220509000444

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.9%
Index	Other
Margin	3
Max Rate	7.9%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1015 N 38TH ST, SEATTLE, WA 98103-7901
Document Number	0000000287
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N 38TH ST SEATTLE WA 981037901, SEATTLE, WA 98103-7901

Mortgage

Document Number	0000000287
Date	Feb 27, 2018
Instrument	201802270287

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Feb 8, 2017
Property Address	1015 N 38TH ST, SEATTLE, WA 98103-7901
Document Number	0000001257
Instrument Date	Jan 25, 2017
Instrument	201702081257
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 N 38TH ST SEATTLE WA 981037901, SEATTLE, WA 98103-7901

Mortgage

Document Number	1258
Date	Feb 8, 2017
Instrument	201702081258

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,842.00 (+13.67%)
2025		$641,000 (+6.13%) Land $444,000 Building $197,000	$641,000 (+6.13%) Land $444,000 Building $197,000
2024	$6,019.00 (-1.83%)	$604,000 (-14.81%) Land $412,000 Building $192,000	$604,000 (-14.81%) Land $412,000 Building $192,000
2022	$6,131.00	$709,000 Land $368,000 Building $341,000	$709,000 Land $368,000 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Google Fiber.

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