1015 Middle Dr, Saint Albans, WV 25177 Property Records

Kanawha County property record for 1015 Middle Dr, Saint Albans, WV 25177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1979
Lot Size	0.989 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Aug 2018)
Tax Bill	$414 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-11-0131.0001`

Property Details

APN / Parcel Number

Primary APN	`16-11-0131.0001`
Alternative APNs	`20-16-11-0131.0001` `16 11013100016001` `07397890`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,124 sqft (0.989 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07397890
Old Parcel Number	16 11013100016001
Street Address	1015 MIDDLE DR
City	SAINT ALBANS
State	WV
Zip	25177-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99/100A M/L 2-3/4 MI CK MIDDLE DR
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	13200

Owner

1015 Middle Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Kanawha County records, as of November 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1015 MIDDLE DR, SAINT ALBANS, WV 25177-9585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Deed Document Number	3010908
Deed Book / Page	003010 / 000908
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Aug 21, 2018
Property Address	1015 MIDDLE DR, SAINT ALBANS, WV 25177-9585
Document Number	0030100908
Book / Page	003010 / 000908
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 MIDDLE DR ST ALBANS WV 251779585, ST ALBANS, WV 25177-9585

Mortgage

Document Number	43210825
Date	Aug 21, 2018
Book Page	004321/000825

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Middle Dr was $414.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00	$32,940 Land $6,300 Building $26,640	$54,900 Land $10,500 Building $44,400
2023	$403.00 (+6.05%)	$32,040 (+5.95%) Land $6,180 Building $25,860	$53,400 (+5.95%) Land $10,300 Building $43,100
2022	$380.00	$30,240 Land $6,180 Building $24,060	$50,400 Land $10,300 Building $40,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Middle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1996–2023)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims Severe Storms, Flooding, And Landslides, Nov 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Middle Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Middle Dr

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