Monroe County and Wheatland Town property record for 1015 Main St, Mumford, NY 14511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1900 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,237 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2026 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 265689 208.15-1-28 |
| Primary APN | 265689 208.15-1-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,826 sqft Living Area |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 836 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 912 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02028000000 |
|---|---|
| Street Address | 1015 MAIN ST |
| City | MUMFORD |
| State | NY |
| Zip | 14511-9834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0023- 1-01 0080000 L 1171 P 6 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 5 |
| Census Block | 5055 |
| Census Tract | 14700 |
1015 Main St is owned and occupied by an individual who acquired it in March 2026.
Source: Monroe County and Wheatland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 MAIN ST, MUMFORD, NY 14511-9834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Apr 13, 2026 | Quit Claim Deed, Transfer CSC DOCUMENT RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 0003407795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 1015 MAIN ST, MUMFORD, NY 14511-9834 |
| Document Number | 0003448026 |
| Book / Page | 31392 / 112 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20263448026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 1015 MAIN ST, MUMFORD, NY 14511-9834 |
| Document Number | 0003448026, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 31392/112 |
| Instrument | 20263448026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 11, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 1015 MAIN ST, MUMFORD, NY 14511-9834 |
| Document Number | 0003407795 |
| Book / Page | 13184 / 489 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20263407795 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 MAIN ST, MUMFORD, NY 14511-9834 |
The 2026 property tax bill for 1015 Main St was $4,237 with exemptions applied, up 3.9% from the year before.
Source: Monroe County and Wheatland Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Wheatland Town |
| Unified School District | Caledonia-Mumford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,237.00 (+3.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,076.00 | $149,900 Land $25,800 Building $124,100 | $220,400 Land $37,934 Building $182,466 |
| 2023 | $149,900 (+9.5%) Land $25,800 Building $124,100 | $189,700 (+9.46%) Land $32,650 Building $157,050 | |
| 2022 | $136,900 Land $25,800 Building $111,100 | $173,300 Land $32,660 Building $140,640 | |
| 2021 | $1,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 15 (1979–2014) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALEDONIA VILLAGE serves 2,201 people · EPA ID NY2501013 |
|---|---|
| Water Source | Purchased surface water from MCWA |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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