1015 Luray Rd, Huron, TN 38345 Property Records

Henderson County property record for 1015 Luray Rd, Huron, TN 38345

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,160 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039095 00406`

Property Details

APN / Parcel Number

Primary APN	`039095 00406`
Alternative APN	`095 00406`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	625 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	144 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1015 LURAY RD
City	HURON
State	TN
Zip	38345-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Legal Subdivision	BRADFIELD KATRINA DARLENE
Jurisdiction	HENDERSON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	975200

Owner

Source: Henderson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 LURAY RD, HURON, TN 38345-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRSTBANK/W MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2002
Deed Sale	Feb 7, 2002
Prior Sale	Mar 9, 1992 · Amount on Record
Deed Book / Page	206 / 746
Last Transfer Date	Jul 26, 2012
Transfer Doc	0002510520
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Recording Date	Jul 24, 2026
Property Address	1015 LURAY RD, HURON, TN 38345-9601
Document Number	0000136529
Book / Page	709 / 708
Instrument Date	Jul 13, 2026
Instrument	2026136529
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 LURAY RD, HURON, TN 38345-9601

Mortgage

Document Number	0000136529,
Date	Jul 24, 2026
Book Page	709/708
Instrument	2026136529

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	1015 LURAY RD, HURON, TN 38345-9601
Document Number	0006060757
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 LURAY RD HURON TN 383459601, HURON, TN 38345-9601

Mortgage

Document Number	0006060757
Date	Apr 2, 2018
Book Page	000606/000757
Instrument	98986

Lender

Name	FIRSTBANK/W MI
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,107.00 (+7.06%)	$69,975 (-) Land $2,375 Building $67,600
2023		$69,975 Land $2,375 Building $67,600	$279,900 Land $9,500 Building $270,400
2022	$1,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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