1015 Lingo Cir, Oviedo, FL 32765 Property Records

Seminole County property record for 1015 Lingo Cir, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 1989
Lot Size	0.32 acres (13,944 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jul 2023)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-31-511-0000-0760`

Property Details

APN / Parcel Number

Primary APN	`09-21-31-511-0000-0760`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,519 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Combination
Construction Type	Mixed
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,944 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 LINGO CIR
City	OVIEDO
State	FL
Zip	32765-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 WILLA OAKS PB 36 PG 74
Legal Range	31E
Legal Township	21S
Legal Section	09
Legal Subdivision	WILLA OAKS
Legal Tract	511
Legal Lot Number	76
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1033
Census Tract	21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1015 LINGO CIR, OVIEDO, FL 32765-6435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Nov 7, 2005
Deed Document Number	0010481776
Deed Book / Page	10481 / 776
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 28, 2023
Property Address	1015 LINGO CIR, OVIEDO, FL 32765-6435
Document Number	0104810776
Book / Page	10481 / 776
Map Reference	MB 36 PG 74
Instrument Date	Jul 28, 2023
Instrument	2023069581
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST TITLE AND TRUST INC, FIRST FLORIDA TITLE & TR INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1487 SHADOWMOSS CIR, LAKE MARY, FL 32746-4464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 LINGO CIR, OVIEDO, FL 32765-6435

Mortgage

Document Number	0010481779
Date	Jul 28, 2023
Instrument	10481/779

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,664.00 (+10.34%) Homeowner's exemption	$501,635 (+8.38%)	$501,635 (+8.38%) Land $125,000 Building $376,635
2023	$6,946.00 (+9.7%)	$462,869 (+11.51%)	$462,869 (+4.93%) Land $105,000 Building $357,869
2022	$6,332.00	$415,092	$441,133 Land $95,000 Building $346,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 5 claims Tropical Storm Fay, Sep 2008 · 13 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20