1015 Julia Cir, Bainbridge, GA 39819 Property Records

Decatur County property record for 1015 Julia Cir, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	1 ba · 825 sqft · built 1959
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Tax Bill	$868 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B0650-061-000`

Property Details

APN / Parcel Number

Primary APN	`B0650-061-000`
Alternative APNs	`B065000000061000` `16179`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	825 sqft Heated Area
1st Floor Area	825 sqft
Utility Area	44 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1972
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	157 ft deep x 62 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16179
Street Address	1015 JULIA CIR
City	BAINBRIDGE
State	GA
Zip	39819-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	523 780 1015 JULIA CIRCLE
Legal Subdivision	SUNSET TERRACE
Legal Block	E
Legal Lot Number	13
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3047
Census Tract	970600

Owner

1015 Julia Cir is owned by a company that acquired it in December 2023.

Source: Decatur County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	224 RIVER CHASE DR, BAINBRIDGE, GA 39819-6426
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST PORT CITY BANK
Dec 27, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2021	Warranty Deed, Transfer
May 5, 2017	Warranty Deed, Transfer FINLEY NATALIE NICOLE
May 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023
Deed Sale	Dec 27, 2023
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	20231196
Deed Book / Page	523 / 780
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	1015 JULIA CIR, BAINBRIDGE, GA 39819-4833
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVER CHASE DR, BAINBRIDGE, GA 39819-6426

Mortgage

Document Number	0000000547/0000000337
Date	Jun 4, 2025
Book Page	0000000547/0000000337

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DECATUR GA
Recording Date	Dec 27, 2023
Property Address	1015 JULIA CIR, BAINBRIDGE, GA 39819-4833
Document Number	000523/780
Book / Page	523 / 780
Instrument Date	Dec 27, 2023
Instrument	2023001196
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 JULIA CIR, BAINBRIDGE, GA 39819-4833

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Apr 19, 2021
Property Address	1015 JULIA CIR, BAINBRIDGE, GA 39819-4833
Document Number	0000476/54
Book / Page	476 / 54
Instrument Date	Apr 19, 2021
Instrument	2021-000420
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVER CHASE DR, BAINBRIDGE, GA 39819-6426

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	May 5, 2017
Property Address	1015 JULIA CIR, BAINBRIDGE, GA 39819-4833
Document Number	000412/202
Book / Page	412 / 202
Instrument Date	May 5, 2017
Instrument	2017-000365
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 ELIZABETH PL, BAINBRIDGE, GA 39819-4737

Mortgage

Document Number	000412/204
Date	May 5, 2017
Book Page	412/204

Lender

Name	FINLEY NATALIE NICOLE

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jun 1, 2020

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	May 5, 2017
Property Address	1015 JULIA CIR, BAINBRIDGE, GA 39819-4833
Document Number	000412/207
Book / Page	412 / 207
Instrument Date	May 5, 2017
Instrument	2017-000366
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 ELIZABETH PL, 907, BAINBRIDGE, GA 39819-4737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 ELIZABETH PL, BAINBRIDGE, GA 39819-4737

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Julia Cir was $868.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00	$26,936 Land $2,017 Building $24,919	$67,340 Land $5,043 Building $62,297
2023	$656.00	$21,284 (-) Land $2,017 Building $19,267	$53,210 (-) Land $5,043 Building $48,167
2022	$656.00	$21,284 Land $2,017 Building $19,267	$53,210 Land $5,043 Building $48,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Julia Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Julia Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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