1015 James St, Wauconda, IL 60084 Property Records

Lake County property record for 1015 James St, Wauconda, IL 60084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,532 sqft · built 1994
Lot Size	0.126 acres (5,475 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2005)
Tax Bill	$6,749 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-410-013`

Property Details

APN / Parcel Number

Primary APN	`09-24-410-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	720 sqft
2nd Floor Area	812 sqft
Upper Floors Area	812 sqft
Basement Area	690 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,475 sqft (0.126 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1015 JAMES ST
City	WAUCONDA
State	IL
Zip	60084-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VIEW VILLA LOT 10 BLOCK 20
Legal Subdivision	LAKE VIEW VILLA
Legal Block	20
Legal Lot Number	10
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2048
Census Tract	864208

Owner

1015 James St is owned and occupied by an individual who bought it in August 2005.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1015 JAMES ST, WAUCONDA, IL 60084-1441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2005 · Amount on File
Deed Sale	Aug 10, 2005 · Amount on File
Prior Sale	Aug 24, 1994 · Amount on File
Deed Document Number	20055833849
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1015 JAMES ST, WAUCONDA, IL 60084-1441
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007859098
Date	Jan 6, 2022
Instrument	7859098

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,528 Land $12,218 Building $77,310	$268,611 Land $36,658 Building $231,953
2024	$6,749.00 (-9.63%)
2023	$7,468.00 (+4.87%)	$76,661 (+2.98%) Land $10,462 Building $66,199	$230,006 (+2.98%) Land $31,389 Building $198,617
2022	$7,121.00	$74,443 Land $13,341 Building $61,102	$223,351 Land $40,027 Building $183,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 James St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1015 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20