1015 Independence Rd, Walton, KY 41094 Property Records

Kenton County property record for 1015 Independence Rd, Walton, KY 41094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,510 sqft · built 1835
Lot Size6.4 acres (278,784 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Jul 2020)
Tax Bill$4,477 (2025)
Deeds & MortgagesJul 2020 Sale
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN020-00-00-030.00

Property Details

APN / Parcel Number

Primary APN020-00-00-030.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,510 sqft Finished Area
Gross Area6,022 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1835
Effective Year BuiltEffective 1835
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area278,784 sqft (6.4 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1015 INDEPENDENCE RD
CityWALTON
StateKY
Zip41094-8100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6.4 ACS SS INDEP BANK STA RD
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2014
Census Tract63609

Owner

1015 Independence Rd is owned by two individuals who acquired it in March 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1662 E COUNTY ROAD 425 S, CONNERSVILLE, IN 47331-8981
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Apr 27, 2020Deed of Trust, Mortgage · Line of Credit
HERITAGE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2020 · Amount on File
Deed SaleJul 2, 2020 · Amount on File
Prior SaleJun 4, 2003 · Amount on File
Deed Document Number20205900110
Deed Book / Page29 / 618
Last Transfer DateMar 7, 2024
Transfer Doc0005900132
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 2, 2020
Property Address1015 INDEPENDENCE RD, WALTON, KY 41094-8100
Document Number0000000110
Book / Page000029 / 000618
Instrument DateJun 26, 2020
Instrument110
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1015 INDEPENDENCE RD WALTON KY 410948100, WALTON, KY 41094-8100

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1015 INDEPENDENCE RD, WALTON, KY 41094-8100
Document Number0000000087
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1015 INDEPENDENCE RD WALTON KY 410948100, WALTON, KY 41094-8100

Mortgage

Document Number0000000087
DateMay 12, 2020
Book Page000042/000881
Instrument87
Lender
NameHERITAGE BK
TypeBank
AddressUNION, KY 41091
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 11, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Independence Rd was $4,477.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,000 (-) Land $60,000 Building $325,000$385,000 (-) Land $60,000 Building $325,000
2025$4,477.00$385,000 Land $60,000 Building $325,000$385,000 Land $60,000 Building $325,000
2023$4,858.00$385,000 Land $55,000 Building $330,000$385,000 Land $55,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Independence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Independence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
T-Mobile
Fixed Wireless
100 / 20

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