Hamilton County property record for 1015 Holderness Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,320 sqft · built 1999 |
| Lot Size | 0.126 acres (5,532 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,000 (Sep 2017) |
| Tax Bill | $4,043 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0011-0261-00 |
| Primary APN | 591-0011-0261-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 660 sqft |
| 2nd Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,532 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1015 HOLDERNESS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLDERNESS LN 0.1279 AC LOT 25 HEATHER GLEN SUB SEC 1 |
| Legal Subdivision | HEATHER GLEN SUB |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 21506 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION SAVINGS BANK |
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 7, 2017 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Feb 8, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 7, 2017 | Warranty Deed, Transfer AMERICAN HOMELAND TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Feb 8, 2017 · Amount on Record |
| Deed Document Number | 17-0081741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Document Number | 0000005050 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 15587/493 |
| Instrument | 2026-0005050 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004533 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 14332/124 |
| Instrument | 2021-0004533 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000005914 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 14585/661 |
| Instrument | 2022-0005914 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000064144 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 14698/1143 |
| Instrument | 2022-0064144 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 7, 2017 |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Document Number | 0000001741 |
| Map Reference | MB 78 PG 36 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 17-0081741 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Mail Care Of | UNION SAVINGS BANK |
| Document Number | 0000001743 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 17-0081743 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 8, 2017 |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Document Number | 0000012579 |
| Book / Page | 013350 / 001822 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 12579 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7693 PLANTATION DR MASON OH 450405942, MASON, OH 45040-5942 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 7, 2017 |
| Property Address | 1015 HOLDERNESS LN, CINCINNATI, OH 45240-1852 |
| Document Number | 0000012066 |
| Book / Page | 013349 / 001259 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 12066 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8725 TIBURON DR MONTGOMERY OH 452493529, MONTGOMERY, OH 45249-3529 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,043.00 (+2.77%) | $68,677 (-) Land $11,830 Building $56,847 | |
| 2024 | $3,934.00 (-1.38%) | $68,677 (-) Land $11,830 Building $56,847 | |
| 2023 | $3,989.00 (+4.62%) | $68,677 (+38.18%) Land $11,830 Building $56,847 | $196,220 (+38.18%) Land $33,800 Building $162,420 |
| 2022 | $3,813.00 Homeowner's exemption | $49,700 Land $9,450 Building $40,250 | |
| 2020 | $142,000 Land $27,000 Building $115,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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