1015 Harrogate Ct, Cincinnati, OH 45240 Property Records

Hamilton County property record for 1015 Harrogate Ct, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1971
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Sep 2022)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`591-0011-0104-00`

Property Details

APN / Parcel Number

Primary APN	`591-0011-0104-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	456 sqft
2nd Floor Area	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	156 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1015 HARROGATE CT
City	CINCINNATI
State	OH
Zip	45240-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARROGATE CT 36.62 X 156.26 IR LOT 670 MODEL CITY SUB SEC 8 BLK F PT 6
Legal Subdivision	MODEL CITY SUB
Legal Block	F
Legal Lot Number	670
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	2
Census Block	2016
Census Tract	21506

Owner

Source: Hamilton County records · APN 591-0011-0104-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage REPUBLIC BANK & TRUST CO
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2021	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC
Mar 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	0000089006
Deed Book / Page	14754 / 1137
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008129
Date	Jan 26, 2017
Instrument	17-0008129

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 19, 2022
Property Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701
Document Number	0000089006
Book / Page	14754 / 1137
Map Reference	MB 173 PG 28&29
Instrument Date	Aug 05, 2022
Instrument	2022-0089006
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701

Mortgage

Document Number	0000089007
Date	Sep 19, 2022
Instrument	2022-0089007

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2021
Property Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701
Document Number	0000022818
Book / Page	14360 / 2744
Map Reference	MB 173 PG 28&29
Instrument Date	Feb 12, 2021
Instrument	2021-0022818
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number	0000022819
Date	Feb 23, 2021
Instrument	2021-0022819

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 26, 2019
Property Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701
Document Number	0000022183
Book / Page	13882 / 01083
Map Reference	MB 173 PG 28&29
Instrument Date	Mar 07, 2019
Instrument	2019-0022183
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FREEDOM MORTGAGE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 HARROGATE CT, CINCINNATI, OH 45240-1701

Mortgage

Document Number	0000022184
Date	Mar 26, 2019
Instrument	2019-0022184

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00 (+2.77%)	$74,900 (-) Land $11,116 Building $63,784
2024	$4,290.00 (-1.38%)	$74,900 (-) Land $11,116 Building $63,784
2023	$4,350.00 (+52.47%)	$74,900 (+101.43%) Land $11,116 Building $63,784	$214,000 (+101.43%) Land $31,760 Building $182,240
2022	$2,853.00 Homeowner's exemption	$37,184 Land $8,855 Building $28,329
2020			$106,240 Land $25,300 Building $80,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 615 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1015 Harrogate Ct, Cincinnati, OH 45240 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Harrogate Ct

Nearby Streets

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