1015 Franklin St, Wray, CO 80758 Property Records

Yuma County property record for 1015 Franklin St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 2022
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,500 (Feb 2021)
Tax Bill	$2,673 (2026)
Deeds & Mortgages	May 2021 Construction Loan Jan 2022 Sale & Mortgage + 2 more
APN	`W000609`

Property Details

APN / Parcel Number

Primary APN	`W000609`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,292 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	1,381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 FRANKLIN ST
City	WRAY
State	CO
Zip	80758-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, H.S. GEORGE'S BLK 16 LOT 4 & 5 & S 16' OF LOT 3 SIZE: 66 X 140 PLUS THE WEST 10' OF FRANKLIN ST VACATED BY ORD #637 10 X 66
Legal Subdivision	HARRY S GEORGE S ADDITION
Legal Block	16
Legal Lot Number	4-5
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	4
Census Block	4053
Census Tract	963100

Owner

Source: Yuma County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 FRANKLIN ST, WRAY, CO 80758-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FARMBANK
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Feb 8, 2021	Warranty Deed, Transfer
Jan 17, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	2021580673
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	1015 FRANKLIN ST, WRAY, CO 80758-2115
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581495
Date	May 18, 2021
Instrument	581495

Lender

Name	FIRST FARMBANK
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 8, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jan 13, 2022
Property Address	1015 FRANKLIN ST, WRAY, CO 80758-2115
Document Number	0000583452
Instrument Date	Jan 11, 2022
Instrument	583452
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 FRANKLIN ST, WRAY, CO 80758-2115

Mortgage

Document Number	0000583453
Date	Jan 13, 2022
Instrument	583453

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Feb 8, 2021
Property Address	1015 FRANKLIN ST, WRAY, CO 80758-2115
Document Number	0000580673
Instrument Date	Feb 5, 2021
Instrument	580673
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 MAIN ST STE B, B, WRAY, CO 80758-1710

January 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YUMA CO
Recording Date	Jan 17, 2020
Property Address	1015 FRANKLIN ST, WRAY, CO 80758-2115
Document Number	0000577726
Instrument Date	Jan 17, 2020
Instrument	00577726
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Tax	$1.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33000 US HIGHWAY 34, WRAY, CO 80758-9119

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,673.00
2025	$2,673.00 (+29.19%)	$27,320 (-13.19%)
2024			$437,130 (+10.56%)
2023	$2,069.00 (+11.48%)	$31,472 (+60.84%) Land $939 Building $30,533	$395,380 (+60.84%) Land $11,800 Building $383,580
2022	$1,856.00	$19,567 Land $939 Building $18,628	$245,820 Land $11,800 Building $234,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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