1015 FM 2088, Gilmer, TX 75644 Property Records

Upshur County property record for 1015 FM 2088, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,170 sqft · built 1957
Lot Size	1.18 acres (51,488 sqft)
Owner	2 Individual Names on File
Last Sale	$64,600 (Feb 2018)
Tax Bill	$1,935 (2026)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074U-S04-000-021`

Property Details

APN / Parcel Number

Primary APN	`074U-S04-000-021`
Alternative APN	`34748`

Interior

Full Baths	2 Baths
Building Area	2,170 sqft Total Area
1st Floor Area	1,722 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,488 sqft (1.18 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	074U-S04-000-021
Street Address	1015 FM 2088
City	GILMER
State	TX
Zip	75644-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A74 CLIGHORN, JOHN W,TRACT 21, 1.182 ACRES & HOUSE
Legal Subdivision	JOHN W SURVEY A-74
Legal Tract	21
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	1
Census Block	1044
Census Tract	950200

Owner

1015 FM 2088 is owned by two individuals who bought it in February 2018.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2602 STATE HIGHWAY 155 S, GILMER, TX 75645-8013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Document Number	20181137
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0201801137
Record Updated	Oct 29, 2026

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Feb 12, 2018
Property Address	1015 FM 2088, GILMER, TX 75644-5607
Document Number	0201801137
Instrument Date	Jan 30, 2018
Instrument	201801137
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 STATE HIGHWAY 155 S, GILMER, TX 75645-8013

Mortgage

Document Number	0201801140
Date	Feb 12, 2018
Instrument	201801140

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 7, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6%
Index	Other
Max Rate	11%

Tax Assessment & Valuation

The 2026 property tax bill for 1015 FM 2088 was $1,935, down 3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,935.00 (-3.01%)	$144,520 (-3.03%) Land $25,070 Building $119,450	$144,520 (-3.03%) Land $25,070 Building $119,450
2025	$1,995.00	$149,030 Land $25,070 Building $123,960	$149,030 Land $25,070 Building $123,960
2023		$143,020 Land $21,880 Building $121,140	$143,020 Land $21,880 Building $121,140
2022	$1,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 FM 2088 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 FM 2088 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON WSC serves 9,111 people · EPA ID TX2500020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on FM 2088

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