1015 Elm Ct, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1015 Elm Ct, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1946
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Company Names on Record
Last Sale	$560,000 (Jul 2007)
Tax Bill	$10,591 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-210-016-5`

Property Details

APN / Parcel Number

Primary APN	`503-210-016-5`
Alternative APN	`503-210-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	73 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1015 ELM CT
City	EL CERRITO
State	CA
Zip	94530-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LIBERTY TRACT LOT 15
Legal Subdivision	LIBERTY
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1015 ELM CT, EL CERRITO, CA 94530-2602
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2007 · Amount on Record
Deed Sale	Jul 10, 2007 · Amount on Record
Prior Sale	Dec 30, 1999 · Amount on Record
Deed Document Number	2007197554
Last Transfer Date	Sep 27, 2019
Transfer Doc	0000178972
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1015 ELM CT, EL CERRITO, CA 94530-2602
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010662
Date	Jan 23, 2018
Instrument	2018-010662

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 21, 2019
Property Address	1015 ELM CT, EL CERRITO, CA 94530-2602
Document Number	0000178972
Instrument Date	Sep 27, 2019
Instrument	178972
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1015 ELM CT EL CERRITO CA 945302602, EL CERRITO, CA 94530-2602

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 4, 2017
Property Address	1015 ELM CT, EL CERRITO, CA 94530-2602
Document Number	0000227028
Instrument Date	Dec 1, 2017
Instrument	227028
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1015 ELM CT EL CERRITO CA 945302602, EL CERRITO, CA 94530-2602

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,265 (+2%) Land $587,623 Building $162,642
2025	$10,591.00 (+4.21%)	$735,554 (+4.04%) Land $576,101 Building $159,453
2023	$10,163.00 (+1.49%)	$706,993 Land $553,731 Building $153,262
2022	$10,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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