1015 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 1015 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 868 sqft · built 1978
Lot Size	0.161 acres (7,050 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2021)
Tax Bill	$3,612 (2024)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-21-327-017`

Property Details

APN / Parcel Number

Primary APN	`7824-21-327-017`
Alternative APN	`120/06998-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	868 sqft
Basement Area	840 sqft
Finished Basement	408 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,050 sqft (0.161 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1015 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 YOUNKER PLACE
Legal Range	24W
Legal Township	78N
Legal Section	21
Legal Subdivision	YOUNKER PLACE
Legal Lot Number	32
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2010
Census Tract	4502

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 ELDER LN, DES MOINES, IA 50315-3439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Mar 3, 2021	Warranty Deed, Construction Loan · Construction Mortgage RACCOON VALLEY BANK
Mar 3, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	2021-00065181
Deed Book / Page	18600 / 945
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1015 ELDER LN, DES MOINES, IA 50315-3439
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600105705
Date	Jun 20, 2017
Book Page	16529/0462
Instrument	2016-00105705

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 22, 2021
Property Address	1015 ELDER LN, DES MOINES, IA 50315-3439
Document Number	0000065181
Book / Page	18600 / 945
Instrument Date	Jun 17, 2021
Instrument	2021-00065181
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ELDER LN, DES MOINES, IA 50315-3439

Mortgage

Document Number	0000065183
Date	Jun 22, 2021
Instrument	2021-00065183

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 3, 2021
Property Address	1015 ELDER LN, DES MOINES, IA 50315-3439
Document Number	0000022238
Book / Page	18393 / 718
Instrument Date	Mar 1, 2021
Instrument	2021-00022238
Transaction Type	Construction Loan
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 SW 9TH ST, DES MOINES, IA 50315-3909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022240
Date	Mar 3, 2021
Instrument	2021-00022240

Lender

Name	RACCOON VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Mar 3, 2021
Property Address	1015 ELDER LN, DES MOINES, IA 50315-3439
Document Number	0000022237
Book / Page	18393 / 716
Instrument Date	Mar 1, 2021
Instrument	2021-00022237
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,600 (+11.31%) Land $25,900 Building $185,700	$211,600 (+11.31%) Land $25,900 Building $185,700
2024	$3,612.00 (+10.32%)
2023		$190,100 Land $22,900 Building $167,200	$190,100 Land $22,900 Building $167,200
2020	$3,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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