1015 E Grand Ave, Fruita, CO 81521 Property Records

Mesa County property record for 1015 E Grand Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1975
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2019)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-20-025`

Property Details

APN / Parcel Number

Primary APN	`2697-174-20-025`
Alternative APN	`R012817`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,056 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012817
Street Address	1015 E GRAND AVE
City	FRUITA
State	CO
Zip	81521-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46, 47 + 48 BLK 16 CLEVELAND ADD TO TOWN OF FRUITA SEC 17 1N 2W + ALSO VACATED STREET ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND ADD
Legal Block	16
Legal Lot Number	46,47
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4037
Census Tract	1504

Owner

1015 E Grand Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1015 E GRAND AVE, FRUITA, CO 81521-3110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	Jan 7, 1990 · Amount on File
Deed Document Number	20192907662
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1015 E GRAND AVE, FRUITA, CO 81521-3110
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E GRAND AVE, FRUITA, CO 81521-3110

Mortgage

Document Number	0003137798
Date	Sep 23, 2025
Instrument	3137798

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1015 E GRAND AVE, FRUITA, CO 81521-3110
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E GRAND AVE, FRUITA, CO 81521-3110

Mortgage

Document Number	0003077310
Date	Oct 23, 2023
Instrument	3077310

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1015 E GRAND AVE, FRUITA, CO 81521-3110
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002971880
Date	Mar 18, 2021
Instrument	2971880

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 23, 2019
Property Address	1015 E GRAND AVE, FRUITA, CO 81521-3110
Document Number	0002907662
Instrument Date	Dec 20, 2019
Instrument	2907662
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 E GRAND AVE, 1015, FRUITA, CO 81521-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 E GRAND AVE, FRUITA, CO 81521-3110

Mortgage

Document Number	0002907663
Date	Dec 23, 2019
Instrument	2907663

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1015 E Grand Ave was $1,632, up 2.6% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+2.64%)	$19,590 (+1.03%) Land $6,250 Building $13,340	$313,460 Land $100,000 Building $213,460
2024	$1,590.00 (+0.57%)	$19,390 (-) Land $6,930 Building $12,460
2023	$1,581.00 (+17.46%)	$19,390 (+19.4%) Land $6,930 Building $12,460	$289,380 Land $103,360 Building $186,020
2022	$1,346.00	$16,240 Land $3,480 Building $12,760
2021			$233,650 Land $50,000 Building $183,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 E Grand Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1015 E Grand Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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