1015 E Elm St, Kokomo, IN 46901 Property Records

Howard County property record for 1015 E Elm St, Kokomo, IN 46901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$87,270 (Sep 2026)
Tax Bill	$636 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-04-30-333-004.000-002`

Property Details

APN / Parcel Number

Primary APN	`34-04-30-333-004.000-002`
Alternative APN	`00001017223`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide
View / Lot	Alley
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1015 E ELM ST
City	KOKOMO
State	IN
Zip	46901-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER & HARBAUGHS ARGO ADDN LOT 173
Legal Subdivision	MILLER & HARBAUGHS ARGO ADDN
Legal Lot Number	173
Jurisdiction	HOWARD IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1048
Census Tract	200

Owner

Source: Howard County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1015 E ELM ST, KOKOMO, IN 46901-3128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Deed Document Number	202615926
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IN
Recording Date	Sep 8, 2026
Property Address	1015 E ELM ST, KOKOMO, IN 46901-3128
Document Number	0000015926
Instrument Date	Sep 3, 2026
Instrument	202615926
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E ELM ST, KOKOMO, IN 46901-3128

Mortgage

Document Number	0000015927,
Date	Sep 8, 2026
Instrument	202615927

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000015928,
Date	Sep 8, 2026
Instrument	202615928

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Howard County
County Subdivision	Center Township
Municipality	Kokomo City
Unified School District	Kokomo School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00 (+16.06%)	$31,800 (+31.95%) Land $7,000 Building $24,800	$31,800 (+31.95%) Land $7,000 Building $24,800
2024	$548.00 (-2.32%)
2023		$24,100 (-10.41%) Land $5,400 Building $18,700	$24,100 (-10.41%) Land $5,400 Building $18,700
2022	$561.00	$26,900 Land $5,400 Building $21,500	$26,900 Land $5,400 Building $21,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - KOKOMO private · serves 59,313 people · EPA ID IN5234007
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Skyewaves Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Good Connections, Verizon.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures