1015 Davis St, Charleston, IL 61920 Property Records

Coles County property record for 1015 Davis St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Nov 2019)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-05326-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-05326-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Base Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	61 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1015 DAVIS ST
City	CHARLESTON
State	IL
Zip	61920-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C BROOKS 1ST ADD BLK 2, S 61 FT OF LOT 9 NW 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	J C BROOKS 1ST ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1061
Census Tract	500

Owner

1015 Davis St is owned and occupied by an individual who bought it in November 2019.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1015 DAVIS ST, CHARLESTON, IL 61920-2415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Sep 15, 2005 · Amount on File
Deed Document Number	2019784722
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1015 DAVIS ST, CHARLESTON, IL 61920-2415
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 DAVIS ST, CHARLESTON, IL 61920-2415
Investor	Possibly a Property Investor

Mortgage

Document Number	202400811450
Date	Apr 10, 2024
Instrument	202400811450

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 5, 2019
Property Address	1015 DAVIS ST, CHARLESTON, IL 61920-2415
Document Number	201900784722
Instrument Date	Nov 4, 2019
Instrument	201900784722
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 S 15TH ST, 1204, MATTOON, IL 61938-5612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 DAVIS ST, CHARLESTON, IL 61920-2415
Investor	Possibly a Property Investor

Mortgage

Document Number	201900784723
Date	Nov 5, 2019
Instrument	201900784723

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Davis St was $2,270.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00	$31,182 Land $3,718 Building $27,464	$93,546 Land $11,154 Building $82,392
2023		$25,841 Land $3,081 Building $22,760	$77,523 Land $9,243 Building $68,280
2020	$2,440.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 Davis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Davis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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