1015 Co Rd 578, Blue Mountain, MS 38610 Property Records

Union County property record for 1015 Co Rd 578, Blue Mountain, MS 38610

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,996 sqft · built 2011
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,258 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051R-05-008.15`

Property Details

APN / Parcel Number

Primary APN	`051R-05-008.15`
Alternative APN	`19438`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,996 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 COUNTY ROAD 578
City	BLUE MOUNTAIN
State	MS
Zip	38610-9601
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW 1/4ETVIR-BENJAMIN DANIEL
Legal Range	03E
Legal Township	06S
Legal Section	05
Jurisdiction	UNION MS
Township / Civil Division	3
Census Block Group	3
Census Block	3004
Census Tract	950100

Owner

Source: Union County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 COUNTY ROAD 578, BLUE MOUNTAIN, MS 38610-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2012
Transfer Doc	2012001855
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1015 COUNTY ROAD 578, BLUE MOUNTAIN, MS 38610-9601
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COUNTY ROAD 578, BLUE MOUNTAIN, MS 38610-9601

Mortgage

Document Number	2020001674
Date	May 14, 2020
Instrument	2020001674

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1015 COUNTY ROAD 578, BLUE MOUNTAIN, MS 38610-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000491
Date	Feb 1, 2017
Instrument	2017000491

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+1.37%) Homeowner's exemption	$13,929 (-7.68%)	$137,730 (-7.76%) Land $12,440 Building $125,290
2024	$1,241.00 (-3.27%)
2023	$1,283.00 (+15.9%) Homeowner's exemption	$15,087 (+24.59%)	$149,310 (+24.77%) Land $12,440 Building $136,870
2022	$1,107.00 Homeowner's exemption	$12,109	$119,670 Land $11,330 Building $108,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WATER ASSOCIATION public/private · serves 937 people · EPA ID MS0730024
Water Source	Purchased groundwater from CITY OF NEW ALBANY
Last State Inspection	Jun 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACE Fiber Fiber	8,000 / 8,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: TEPAConnect.

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