1015 Cloverleaf Ave SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1015 Cloverleaf Ave SE, Palm Bay, FL 32909

Property Summary

Property TypeSingle Family Home
Details1,838 sqft · built 2017
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Nov 2023)
Tax Bill$2,903 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN29-37-07-GN-527-20

Property Details

APN / Parcel Number

Primary APN29-37-07-GN-527-20
Alternative APNs
  • 29-37-07-GN-00527.0-0020.00
  • 2927709

Interior

Stories1 Story
Building Area1,838 sqft Living Area
Gross Area2,562 sqft
1st Floor Area1,838 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2927709
Street Address1015 CLOVERLEAF AVE SE
CityPALM BAY
StateFL
Zip32909-4847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 12 LOT 20 BLK 527
Legal Range37E
Legal Township29S
Legal Section07
Legal SubdivisionPORT MALABAR UNIT 12
Legal Block527
Legal Lot Number20
Legal Unit12
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2038
Census Tract71341

Owner

1015 Cloverleaf Ave SE is owned and occupied by an individual who bought it in November 2023.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1015 CLOVERLEAF AVE SE, PALM BAY, FL 32909-4847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Sep 19, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
FBC MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2023 · Amount on File
Deed SaleNov 14, 2023 · Amount on File
Prior SaleNov 14, 2023 · Amount on File
Deed Document Number2023240308
Deed Book / Page9931 / 782
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 4, 2021
Property Address1015 CLOVERLEAF AVE SE, PALM BAY, FL 32909-4847
Document Number0091101064
Book / Page9110 / 1064
Map ReferenceMB 15 PG 43-53
Instrument DateApr 30, 2021
Instrument2021114901
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,819.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14837 TRAPPER RD, 14837, ORLANDO, FL 32837-4742

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 CLOVERLEAF AVE SE, PALM BAY, FL 32909-4847

Mortgage

Document Number91101066
DateMay 4, 2021
Instrument9110/1066
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

September 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateSep 19, 2017
Property Address1015 CLOVERLEAF AVE SE, PALM BAY, FL 32909-4847
Document Number0079841291
Book / Page007984 / 001291
Instrument DateAug 31, 2017
Instrument193204
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 17, 2017
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,526.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1015 CLOVERLEAF AVE SE PALM BAY FL 329094847, PALM BAY, FL 32909-4847

Mortgage

Document Number79841292
DateSep 19, 2017
Book Page007984/001292
Instrument193205
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Cloverleaf Ave SE was $2,903 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,330 (+2.7%)$285,470 (-0.6%)
2025$2,903.00 Homeowner's exemption$197,020$287,190 Land $42,500 Building $244,690
2023$4,120.00 (+3.26%) Homeowner's exemption$259,300 (+3%)$285,840 (+13.54%) Land $36,000 Building $249,840
2022$3,990.00 Homeowner's exemption$251,750 Land $24,500 Building $227,250$251,750 Land $24,500 Building $227,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Cloverleaf Ave SE in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Cloverleaf Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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