1015 Calhoun St, Monroe, NC 28112 Property Records

Union County property record for 1015 Calhoun St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,048 sqft · built 1952
Lot Size0.338 acres (14,723 sqft)
OwnerCompany Name on File
Last Sale$215,000 (Dec 2021)
Tax Bill$1,415 (2025)
Deeds & MortgagesDec 2021 Sale
Jul 2021 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-197-041

Property Details

APN / Parcel Number

Primary APN09-197-041

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
1st Floor Area1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,723 sqft (0.338 acres)
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1015 CALHOUN ST
CityMONROE
StateNC
Zip28112-5826
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description#9-#12 HENDERSON PB02 PG190
Legal SubdivisionHENDERSON & MARSH
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3000
Census Tract20602

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14918 RESOLVES LN, CHARLOTTE, NC 28277-3723
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Warranty Deed, Transfer
Jul 12, 2021Warranty Deed, Transfer · Line of Credit
AMY MARIE FERGIONE 2005 REVOCABLE T
Oct 9, 2018Quit Claim Deed, Transfer · Conventional Mortgage
KELLY S HORTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Prior SaleJul 12, 2021 · Amount on Record
Deed Document Number202161207
Deed Book / Page8361 / 640
Prior Transfer DateSep 11, 2018
Prior Transfer Doc7249244
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 30, 2021
Property Address1015 CALHOUN ST, MONROE, NC 28112-5826
Document Number0008361640
Book / Page8361 / 640
Map ReferenceMB 2 PG 190
Instrument DateDec 28, 2021
Instrument61207
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14918 RESOLVES LN, CHARLOTTE, NC 28277-3723

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 12, 2021
Property Address1015 CALHOUN ST, MONROE, NC 28112-5826
Document Number0008165818
Book / Page8165 / 818
Map ReferenceMB 2 PG 190
Instrument DateJul 8, 2021
Instrument32611
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$256.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2510 HOPEWOOD LN, MONROE, NC 28110-7621

Mortgage

Document Number0000032612
DateJul 12, 2021
Instrument32612
Lender
NameAMY MARIE FERGIONE 2005 REVOCABLE T
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 9, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNION NC
Recording DateOct 9, 2018
Property Address1015 CALHOUN ST, MONROE, NC 28112-5826
Document Number7249244
Book / Page007249 / 000244
Instrument DateSep 11, 2018
Instrument28495
Transaction TypeTransfer
Record UpdatedNov 15, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 W JEFFERSON ST MONROE NC 281124713, MONROE, NC 28112-4713

Mortgage

Document Number7249261
DateOct 9, 2018
Book Page007249/000261
Instrument28496
Lender
NameKELLY S HORTON
Address1018 VILLAGE LAKE DR, MONROE, NC 28110-9663
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 8, 2038

Mortgage

Document Number7249271,
DateOct 9, 2018
Book Page007249/000271
Instrument28498
Lender
NameKELLY S HORTON
Address1018 VILLAGE LAKE DR, MONROE, NC 28110-9663
Agreement
AmountAmount Recorded
Term240 Months
DueOct 8, 2038

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,415.00 (+20.84%)$161,900 (+50.74%) Land $32,500 Building $129,400$161,900 (+50.74%) Land $32,500 Building $129,400
2023$1,171.00$107,400 Land $18,100 Building $89,300$107,400 Land $18,100 Building $89,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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