Black Hawk County property record for 1015 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1907 |
| Square Footage | 1,243 sqft Living Area |
| Lot Size | 6,350 sqft (0.146 acres) |
| Garage | Detached, 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,664.00 (2025) |
| Primary APN | 8913-35-203-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,243 sqft Living Area |
| 1st Floor | 672 sqft 1st Floor |
| Basement Area | 672 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,350 sqft (0.146 acres) |
| Depth X Width | 127 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 77 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 205 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1015 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3111 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GREENFIELD ADDITION LOT 9 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | GREENFIELD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-203-010
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 BERTCH AVE, WATERLOO, IA 50702-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit UNITE CU |
| Sep 26, 2017 | Deed of Trust, Mortgage · Line of Credit UNI CREDIT UNION |
| Oct 25, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance UNITE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2006 |
| Transfer Doc | 2007005717 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1015 BERTCH AVE, WATERLOO, IA 50702-3111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1015 BERTCH AVE, WATERLOO, IA 50702-3111 |
| Document Number | 0202517289 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025-17289 |
| Name | UNITE CU |
|---|---|
| Type | Credit Union |
| Address | 403 WASHINGTON ST, CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 21, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1015 BERTCH AVE, WATERLOO, IA 50702-3111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800005423 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2018-00005423 |
| Name | UNI CREDIT UNION |
|---|---|
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1015 BERTCH AVE, WATERLOO, IA 50702-3111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000007709 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 202000007709 |
| Name | UNITE CU |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Nov 01, 2027 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,664.00 Homeowner's exemption | $94,020 (+8.19%) Land $15,760 Building $78,260 | $94,020 (+8.19%) Land $15,760 Building $78,260 |
| 2024 | $1,664.00 (+20.23%) | ||
| 2023 | $86,900 (+20.91%) Land $15,760 Building $71,140 | $86,900 (+20.91%) Land $15,760 Building $71,140 | |
| 2022 | $1,384.00 Homeowner's exemption | $71,870 Land $15,760 Building $56,110 | |
| 2021 | $71,870 Land $15,760 Building $56,110 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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