Harford County property record for 1015 Bernadette Dr, Forest Hill, MD 21050 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,716 sqft · built 1970 |
| Lot Size | 0.642 acres (27,972 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Jan 2005) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-151719 |
| Primary APN | 03-151719 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,716 sqft Total Area |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 27,972 sqft (0.642 acres) |
| Lot Dimensions | 259 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 151719 |
|---|---|
| Street Address | 1015 BERNADETTE DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 62 107/110X259 AV 1015 BERNADETTE DR FOREST LAKES PT 19/52 |
| Legal Subdivision | FOREST LAKES |
| Legal Lot Number | 62 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303206 |
Source: Harford County records · APN 03-151719
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 BERNADETTE DR, FOREST HILL, MD 21050-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2005 · Amount on Record |
| Deed Sale | Jan 12, 2005 · Amount on Record |
| Prior Sale | Aug 09, 1990 · Amount on Record |
| Deed Document Number | 20051613 |
| Deed Book / Page | 5815 / 662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1015 BERNADETTE DR, FOREST HILL, MD 21050-2707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0131910304 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 13191/0304 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1015 BERNADETTE DR, FOREST HILL, MD 21050-2707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | COSMOPOLITAN TITLE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0142880421 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 14288/421 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2040 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,933 (+77.58%) | $546,800 (+87.84%) Land $91,900 Building $454,900 | |
| 2025 | $5,233.00 (+61.91%) | ||
| 2023 | $291,100 Land $91,900 Building $199,200 | $291,100 Land $91,900 Building $199,200 | |
| 2022 | $3,232.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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