1015 9th Ln, Vero Beach, FL 32960 Property Records

Indian River County property record for 1015 9th Ln, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2019)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-12-00047-0002-00043.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-12-00047-0002-00043.0`
Alternative APN	`76318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	96.2 ft deep x 91 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 9TH LN
City	VERO BEACH
State	FL
Zip	32960-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	COLONIAL GARDENS PHASE II BLK B LOT 43 PBI 14-4
Legal Range	39E
Legal Township	33S
Legal Section	12
Legal Subdivision	COLONIAL GARDENS PHASE II
Legal Phase	2
Legal Block	B
Legal Lot Number	43
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1005
Census Tract	50602

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 9TH LN, VERO BEACH, FL 32960-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC
Nov 27, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage RESMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jul 14, 2015 · Amount on Record
Deed Document Number	201969572
Deed Book / Page	3257 / 2139
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0032132067
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1015 9TH LN, VERO BEACH, FL 32960-4389
Document Number	0033720890
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 9TH LN VERO BEACH FL 329604389, VERO BEACH, FL 32960-4389

Mortgage

Document Number	0033720890
Date	Dec 29, 2020
Book Page	003372/000890
Instrument	78879

Lender

Name	ARCUS LENDING INC ARCUS LENDING INC
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 27, 2019
Property Address	1015 9TH LN, VERO BEACH, FL 32960-4389
Document Number	0032572139
Book / Page	003257 / 002139
Instrument Date	Nov 22, 2019
Instrument	69572
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 9TH LN VERO BEACH FL 329604389, VERO BEACH, FL 32960-4389

Mortgage

Document Number	32572141
Date	Nov 27, 2019
Book Page	003257/002141
Instrument	69573

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 10, 2019
Property Address	1015 9TH LN, VERO BEACH, FL 32960-4389
Document Number	0032132067
Book / Page	003213 / 002067
Instrument Date	May 29, 2019
Instrument	34245
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 9TH LN VERO BEACH FL 329604389, VERO BEACH, FL 32960-4389

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1015 9TH LN, VERO BEACH, FL 32960-4389
Document Number	0031180344
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 9TH LN VERO BEACH FL 329604389, VERO BEACH, FL 32960-4389

Mortgage

Document Number	0031180344
Date	May 21, 2018
Book Page	003118/000344
Instrument	31026

Lender

Name	HUD-HOUSING/URBAN DEV
Address	OKLAHOMA CITY, OK 73107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1015 9TH LN, VERO BEACH, FL 32960-4389
Document Number	0030451099
Book / Page	003045 / 001099
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 9TH LN VERO BEACH FL 329604389, VERO BEACH, FL 32960-4389

Mortgage

Document Number	0030451099
Date	Aug 1, 2017
Book Page	003045/001099
Instrument	44784

Lender

Name	RESMAC
Address	BOCA RATON, FL 33487

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00 (+17.05%) Homeowner's exemption	$213,503 (+5.99%)	$303,659 (+2.3%) Land $29,587 Building $274,072
2023	$2,428.00 (+2.88%)	$201,443 (+3%)	$296,820 (+16.41%) Land $29,587 Building $267,233
2022	$2,360.00	$195,576	$254,989 Land $29,587 Building $225,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2007–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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