1015 92nd St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1015 92nd St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,202 sqft · built 1950
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Jul 1998)
Tax Bill$4,029 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN291100 161.47-3-20

Property Details

APN / Parcel Number

Primary APN291100 161.47-3-20
Alternative APNs
  • 11001610470003020000
  • 15/1598

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,202 sqft Living Area
1st Floor Area812 sqft
Upper Floors Area390 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/1598.
Street Address1015 92ND ST
CityNIAGARA FALLS
StateNY
Zip14304-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 485 BL H LOT 32
Legal Block3
Legal Lot Number20.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group1
Census Block1008
Census Tract22401

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1015 92ND ST, NIAGARA FALLS, NY 14304-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 1998 · Amount on Record
Deed SaleJul 9, 1998 · Amount on Record
Deed Book / Page2843 / 81
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address1015 92ND ST, NIAGARA FALLS, NY 14304-2817
Document Number0000010754
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedJun 23, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 92ND ST NIAGARA FALLS NY 143042817, NIAGARA FALLS, NY 14304-2817

Mortgage

Document Number0000010754
DateMay 31, 2017
Instrument10754
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,029.00 (+22.16%) Homeowner's exemption
2025$3,298.00$62,200 (-) Land $4,200 Building $58,000$138,200 (+19.97%) Land $9,332 Building $128,868
2023$62,200 Land $4,200 Building $58,000$115,200 Land $7,779 Building $107,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (1999–2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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