Hamilton County property record for 1015 4th St, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,838 sqft · built 1926 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,508 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0007-0361-00 |
| Primary APN | 671-0007-0361-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 1,242 sqft |
| Attic | Attic |
| Attic Area | 596 sqft |
| Basement Area | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,576 sqft (0.128 acres) |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1015 4TH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1015 4TH ST LOT 196 J H OLIVER 1ST SUB |
| Legal Subdivision | OLIVER 1ST SUB |
| Legal Lot Number | 196 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 23222 |
Source: Hamilton County records · APN 671-0007-0361-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 19, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 07, 2021 | Warranty Deed, Transfer · FHA Mortgage 1ST NATIONAL BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jan 11, 2017 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2021 |
| Deed Sale | Jun 07, 2021 |
| Prior Sale | Jan 11, 2017 · Amount on Record |
| Deed Document Number | 202169783 |
| Deed Book / Page | 14433 / 3451 |
| Prior Transfer Date | Nov 14, 2008 |
| Prior Transfer Doc | 0000000870 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Document Number | 0000090649 |
|---|---|
| Date | Dec 19, 2024 |
| Book Page | 15316/173 |
| Instrument | 2024-0090649 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 13, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 07, 2021 |
| Property Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Document Number | 0000069783 |
| Book / Page | 14433 / 3451 |
| Map Reference | MB 1 PG 257 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021-0069783 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Document Number | 0000069784 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2021-0069784 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200113881 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 14285/2290 |
| Instrument | 2020-0113881 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Document Number | 0000012845 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 4TH ST CINCINNATI OH 452153828, CINCINNATI, OH 45215-3828 |
| Document Number | 0000012845 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 014099/001229 |
| Instrument | 12845 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 11, 2017 |
| Property Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Document Number | 0000002981 |
| Map Reference | PB 1 PG 257 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 17-0002981 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 4TH ST, CINCINNATI, OH 45215-3828 |
| Document Number | 0000002982 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 17-0002982 |
| Name | WATERSTONE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,508.00 (+2.33%) | $66,150 (-) Land $8,736 Building $57,414 | $189,000 (-) Land $24,960 Building $164,040 |
| 2024 | $3,428.00 (-1.44%) | $66,150 (-) Land $8,736 Building $57,414 | |
| 2023 | $3,478.00 (+10.76%) | $66,150 (+42.95%) Land $8,736 Building $57,414 | $189,000 (+42.95%) Land $24,960 Building $164,040 |
| 2022 | $3,140.00 Homeowner's exemption | $46,274 Land $7,025 Building $39,249 | |
| 2020 | $132,210 Land $20,070 Building $112,140 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 532 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING CITY PWS serves 9,506 people |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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