1015 3rd St SE, Waverly, IA 50677 Property Records

Bremer County property record for 1015 3rd St SE, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,464 sqft · built 1956
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Apr 2018)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-382-004`

Property Details

APN / Parcel Number

Primary APN	`09-02-382-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	888 sqft
Basement Area	1,464 sqft
Finished Basement	800 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1015 3RD ST SE
City	WAVERLY
State	IA
Zip	50677-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-91-14 CRESTWOOD PARK LOT 6 BLK 5
Legal Range	14W
Legal Township	91N
Legal Section	02
Legal Subdivision	CRESTWOOD PARK ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2030
Census Tract	4200

Owner

1015 3rd St SE is owned and occupied by two individuals who bought it in April 2018.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 3RD ST SE, WAVERLY, IA 50677-3729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	May 21, 2014 · Amount on File
Deed Document Number	20181110
Deed Book / Page	2018 / 1110
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	20101265
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Apr 2, 2018
Property Address	1015 3RD ST SE, WAVERLY, IA 50677-3729
Document Number	2018/1110
Book / Page	2018 / 1110
Instrument Date	Feb 2, 2018
Instrument	20181110
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 3RD ST SE, WAVERLY, IA 50677-3729

Mortgage

Document Number	0000002018/0000001106
Date	Apr 2, 2018
Book Page	0000002018/0000001106
Instrument	20181106

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1015 3rd St SE was $4,204 with a homeowner's exemption, up 7% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (+7.03%) Homeowner's exemption	$253,600 Land $27,320 Building $226,280	$253,600 Land $27,320 Building $226,280
2024	$3,928.00
2023		$197,440 Land $23,910 Building $173,530	$197,440 Land $23,910 Building $173,530
2022	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 3rd St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	111 (1979–2016)
Claims Outside the SFHA	14 of 111
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 3rd St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on 3rd St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures