1015 3rd Ave S, Great Falls, MT 59405 Property Records

Cascade County property record for 1015 3rd Ave S, Great Falls, MT 59405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1895
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,475 (Aug 2022)
Tax Bill	$1,731 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0210375`

Property Details

APN / Parcel Number

Primary APN	`R0210375`
Alternative APNs	`02-3015-12-1-04-05-0000` `0000219100` `00219100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,297 sqft
Upper Floors Area	504 sqft
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2000
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Porch	Porch
Porch Area	48 sqft
Deck Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000219100
Street Address	1015 3RD AVE S
City	GREAT FALLS
State	MT
Zip	59405-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GREAT FALLS FIRST ADDITION, S12, T20 N, R03 E, BLOCK 408, LOTS 10-11
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	GREAT FALLS FIRST ADDITION
Legal Block	408
Legal Lot Number	10,11
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1015
Census Tract	800

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME LOANS LLC
Apr 5, 2019	Warranty Deed, Transfer OPPORTUNITY BK/MT
May 23, 2017	Warranty Deed, Transfer · VA Mortgage USAA
May 19, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2022433828
Prior Transfer Date	Sep 1, 2009
Prior Transfer Doc	0000201671
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209

Mortgage

Document Number	00R0476309
Date	Nov 17, 2025
Instrument	R0476309

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 9, 2022
Property Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209
Document Number	00R0433828
Instrument Date	Jun 28, 2022
Instrument	R0433828
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 3RD AVE N, GREAT FALLS, MT 59401-1507

Mortgage

Document Number	00R0433829
Date	Aug 9, 2022
Instrument	R0433829

Lender

Name	POLARIS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 5, 2019
Property Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209
Document Number	0000368847
Instrument Date	Apr 1, 2019
Instrument	368847
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 3RD AVE S GREAT FALLS MT 594052209, GREAT FALLS, MT 59405-2209

Mortgage

Document Number	368848
Date	Apr 5, 2019
Instrument	368848

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Mortgage

Document Number	368849,
Date	Apr 5, 2019
Instrument	368849

Lender

Name	NEIGHBORWORKS GREAT FALLS
Type	Construction/Development Company
Address	GREAT FALLS, MT 59401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	May 23, 2017
Property Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209
Document Number	0000339886
Instrument Date	May 22, 2017
Instrument	339886
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 3RD AVE S GREAT FALLS MT 594052209, GREAT FALLS, MT 59405-2209

Mortgage

Document Number	339887
Date	May 23, 2017
Instrument	339887

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	May 19, 2017
Property Address	1015 3RD AVE S, GREAT FALLS, MT 59405-2209
Document Number	0000339753
Instrument Date	Apr 17, 2017
Instrument	339753
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 3RD AVE S GREAT FALLS MT 594052209, GREAT FALLS, MT 59405-2209

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,731.00 (-27.91%)	$289,400 (-)
2025	$2,401.00 (-18.99%)	$289,400 (+15.16%)	$289,400 (+15.16%) Land $47,250 Building $242,150
2023	$2,964.00	$251,300	$251,300 Land $50,250 Building $201,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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