Duval County property record for 1015 2nd St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,289 sqft · built 1950 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Feb 2012) |
| Tax Bill | $7,630 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172880-0000 |
| Primary APN | 172880-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Living Area |
| Gross Area | 2,709 sqft |
| 1st Floor Area | 1,745 sqft |
| Upper Floors Area | 544 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 134 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1015 2ND ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-4 |
| Legal Description | 16-54 21-2S-29E LONGINOS R/P PT OF NEPTUNE LOT 3 BLK 1 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | LONGINOS R/P PT NEPTUNE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 14001 |
1015 2nd St is owned and occupied by two individuals who bought it in February 2012.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 2ND ST, NEPTUNE BEACH, FL 32266-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 2, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 3, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2012 · Amount on File |
| Deed Sale | Feb 10, 2012 · Amount on File |
| Prior Sale | Dec 13, 2011 · Amount on File |
| Deed Document Number | 201229664 |
| Deed Book / Page | 15848 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1015 2ND ST, NEPTUNE BEACH, FL 32266-5009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1015 2ND ST, NEPTUNE BEACH, FL 32266-5009 |
| Document Number | 0216251730 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 21625/1730 |
| Instrument | 2025220223 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1015 2ND ST, NEPTUNE BEACH, FL 32266-5009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0195650001 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 19565/1 |
| Instrument | 2021027246 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1015 2ND ST, NEPTUNE BEACH, FL 32266-5009 |
| Document Number | 0186660937 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1015 2ND ST NEPTUNE BEACH FL 322665009, NEPTUNE BEACH, FL 32266-5009 |
| Document Number | 0186660937 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 018666/000937 |
| Instrument | 16866 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 21, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1015 2ND ST, NEPTUNE BEACH, FL 32266-5009 |
| Document Number | 0179031280 |
| Book / Page | 017903 / 001280 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1015 2ND ST NEPTUNE BEACH FL 322665009, NEPTUNE BEACH, FL 32266-5009 |
| Document Number | 0179031280 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 017903/001280 |
| Instrument | 54670 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 7, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1015 2nd St was $7,630 with a homeowner's exemption, up 2.4% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,569 (+2.7%) | $876,246 (+15.41%) Land $623,000 Building $253,246 | |
| 2025 | $7,630.00 (+2.37%) Homeowner's exemption | $469,883 | $759,268 Land $523,320 Building $235,948 |
| 2024 | $7,453.00 (+2.76%) | ||
| 2023 | $7,253.00 (+9.17%) Homeowner's exemption | $443,341 (+3%) | $831,859 (+7.08%) Land $573,160 Building $258,699 |
| 2022 | $6,644.00 Homeowner's exemption | $430,429 | $776,856 Land $548,240 Building $228,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1015 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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