1015 22nd Ct, Vero Beach, FL 32960 Property Records

Indian River County property record for 1015 22nd Ct, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,652 sqft · built 1963
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (May 2019)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-11-00019-0002-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-11-00019-0002-00009.0`
Alternative APN	`74411`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gambrel
Roof Material	Rolled Roofing
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	128 ft deep x 114 ft wide
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	840 sqft

Exterior Amenities

Pool Area	176 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	178 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74411
Street Address	1015 22ND CT
City	VERO BEACH
State	FL
Zip	32960-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	HERITAGE ESTATES SUB BLK B LOT 9 PBI 6-55
Legal Range	39
Legal Township	33
Legal Section	11
Legal Subdivision	HERITAGE ESTATES SUB
Legal Block	B
Legal Lot Number	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2005
Census Tract	50602

Owner

1015 22nd Ct is owned and occupied by two individuals who bought it in May 2019.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 22ND CT, VERO BEACH, FL 32960-3937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 24, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Deed Document Number	3120190030978
Deed Book / Page	3209 / 1941
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1015 22ND CT, VERO BEACH, FL 32960-3937
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 22ND CT, VERO BEACH, FL 32960-3937

Mortgage

Document Number	0036181891
Date	May 4, 2023
Book Page	3618/1891
Instrument	3120230022159

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	VERO BEACH, FL 32960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1015 22ND CT, VERO BEACH, FL 32960-3937
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 22ND CT, VERO BEACH, FL 32960-3937

Mortgage

Document Number	0034610966
Date	Sep 7, 2021
Book Page	3461/966
Instrument	3120210063054

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 24, 2019
Property Address	1015 22ND CT, VERO BEACH, FL 32960-3937
Document Number	0032091941
Book / Page	003209 / 001941
Instrument Date	May 23, 2019
Instrument	30978
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 22ND CT VERO BEACH FL 329603937, VERO BEACH, FL 32960-3937

Mortgage

Document Number	32091943
Date	May 24, 2019
Book Page	003209/001943
Instrument	30979

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1015 22nd Ct was $2,586.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00	$195,295	$274,545 Land $47,966 Building $226,579
2023	$2,189.00 (+2.96%)	$184,264 (+3%)	$266,592 (+13.71%) Land $47,966 Building $218,626
2022	$2,126.00	$178,897	$234,454 Land $47,966 Building $186,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 22nd Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2002–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 22nd Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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