1015 19th St, Key West, FL 33040 Property Records

Monroe County property record for 1015 19th St, Key West, FL 33040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,348 sqft · built 1963
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,700 (Jul 2018)
Tax Bill	$2,542 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00054840-000000`

Property Details

APN / Parcel Number

Primary APN	`00054840-000000`
Alternative APNs	`01010100054840000000` `1055433`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1055433
Street Address	1015 19TH ST
City	KEY WEST
State	FL
Zip	33040-4403
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SF-2
Legal Description	REPLAT OF BLOCK 3 PEARLMAN ESTATES KW PB3-171 LOT 12 BLK 3 OR143-243/244 OR788-623 OR842-333 OR872-1816 OR941-269/AFF OR1054-1968 OR1149-2401/2402 OR1437-2299 OR2359-2426/27 OR2919-542/43 OR2975-2352
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN ESTATES
Legal Block	3
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1023
Census Tract	971900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 19TH ST, KEY WEST, FL 33040-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	May 7, 2008 · Amount on Record
Deed Document Number	20182179790
Deed Book / Page	2919 / 542
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	0029190542
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1015 19TH ST, KEY WEST, FL 33040-4403
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 19TH ST, KEY WEST, FL 33040-4403

Mortgage

Document Number	0030871564
Date	Apr 8, 2021
Book Page	3087/1564
Instrument	2312521

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 26, 2018
Property Address	1015 19TH ST, KEY WEST, FL 33040-4403
Document Number	0029190542
Book / Page	2919 / 0542
Map Reference	MB3 PG171
Instrument Date	Jul 20, 2018
Instrument	2179790
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.90
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 19TH ST, KEY WEST, FL 33040-4403

Mortgage

Document Number	0002179791
Date	Jul 26, 2018
Instrument	2179791

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,332 (-41.35%)	$718,828 (-3.93%) Land $495,000 Building $223,828
2024	$2,542.00 (-33.89%)
2023	$3,845.00 (+11.26%) Homeowner's exemption	$512,109 (+13.95%)	$748,215 (+18.6%) Land $546,000 Building $202,215
2022	$3,456.00 Homeowner's exemption	$449,407	$630,848 Land $426,000 Building $204,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 532 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	721 units insured incl. 189 condo units
Nearby Flood Claims	473 (1980–2026)
Claims Outside the SFHA	3 of 473
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Wilma, Oct 2005 · 274 claims Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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