10148 Utah Cir, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 10148 Utah Cir, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,010 sqft · built 1979
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2020)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-116-21-12-0063`

Property Details

APN / Parcel Number

Primary APN	`31-116-21-12-0063`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	3,634 sqft
1st Floor Area	2,010 sqft
Basement Area	1,624 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Depth	156 ft Depth
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10148 UTAH CIR
City	MINNEAPOLIS
State	MN
Zip	55438-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 031 BLOCK 004 A COUNTRYSIDE WEST 5TH ADDN NE56X156X199X168
Legal Range	21
Legal Township	116
Legal Section	31
Legal Quarter	12
Legal Subdivision	COUNTRYSIDE WEST 5TH ADDN
Legal Block	4
Legal Lot Number	31
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	4
Census Block	4010
Census Tract	25906

Owner

10148 Utah Cir is owned and occupied by two individuals who bought it in June 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10148 UTAH CIR, MINNEAPOLIS, MN 55438-2085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 29, 2020	Warranty Deed, Transfer · Conventional with PMI KELLER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Deed Document Number	202010805462
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10148 UTAH CIR, BLOOMINGTON, MN 55438-2085
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11045554
Date	Nov 17, 2021
Instrument	A11045554

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 29, 2020
Property Address	10148 UTAH CIR, BLOOMINGTON, MN 55438-2085
Document Number	0010805462
Instrument Date	Jun 22, 2020
Instrument	10805462
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10148 UTAH CIR BLOOMINGTON MN 554382085, BLOOMINGTON, MN 55438-2085

Mortgage

Document Number	10805463
Date	Jun 29, 2020
Instrument	10805463

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10148 Utah Cir was $5,559 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,559.00	$409,600 Land $151,400 Building $258,200	$409,600 Land $151,400 Building $258,200
2023	$4,663.00 Homeowner's exemption
2022		$394,900 Land $150,700 Building $244,200	$394,900 Land $150,700 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10148 Utah Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10148 Utah Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: GigFire, Netwave Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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