10148 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10148 S Prospect Ave, Chicago, IL 60643 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,256 sqft · built 1908
Lot Size	0.256 acres (11,138 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2019)
Tax Bill	$5,076 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07-415-032`

Property Details

APN / Parcel Number

Primary APN	`25-07-415-032`
Alternative APN	`25-07-415-032-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,138 sqft (0.256 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	10148 S PROSPECT AVE
City	CHICAGO
State	IL
Zip	60643-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HENDRICKS) SUB OF LTS12-14 BLK4 OF WASHINGTON HTS SU B OF S100ACS OF SW OF SEC 08 AND EH SE SEC 07-37-14
Legal Range	14E
Legal Township	37N
Legal Section	07
Legal Subdivision	HENDRICKS SUB
Legal Block	4
Legal Lot Number	12-14
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3040
Census Tract	720200

Owner

Source: Cook County records · APN 25-07-415-032

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10148 S PROSPECT AVE, CHICAGO, IL 60643-2164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 10, 2019	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201955194
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10148 S PROSPECT AVE, CHICAGO, IL 60643-2164
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	PRO TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005420265
Date	Feb 23, 2021
Instrument	2105420265

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate	4.62%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 10, 2019
Property Address	10148 S PROSPECT AVE, CHICAGO, IL 60643-2164
Document Number	1928355194
Instrument Date	Oct 09, 2019
Instrument	28355194
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10148 S PROSPECT AVE CHICAGO IL 606432164, CHICAGO, IL 60643-2164

Mortgage

Document Number	1928355195
Date	Oct 10, 2019
Instrument	28355195

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,001 (+62.5%) Land $13,923 Building $25,078	$390,010 (+62.5%) Land $139,230 Building $250,780
2023	$5,076.00 (+2.52%)
2022	$4,951.00 (+2.31%)	$24,000 (-) Land $11,138 Building $12,862	$240,000 (-) Land $111,380 Building $128,620
2021	$4,839.00	$24,000 Land $11,138 Building $12,862	$240,000 Land $111,380 Building $128,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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