Whiteside County property record for 10148 Ridge Rd, Rock Falls, IL 61071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | May 2023 Sale Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1707300009 |
| Primary APN | 1707300009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 150,282 sqft (3.45 acres) |
|---|
| Account Number | 115270 |
|---|---|
| Street Address | 10148 RIDGE RD |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 260 OF N 675 OF W 578.7 SW SW SEC 7 TWP 20 RNG 7 6402X |
| Legal Range | 07E |
| Legal Township | 20N |
| Legal Section | 07 |
| Legal Subdivision | KRONE SUB |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | MONTMORENCY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1800 |
10148 Ridge Rd is owner-occupied and held in a trust since May 2023.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10148 RIDGE RD, ROCK FALLS, IL 61071-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Deed, Transfer |
| Nov 9, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 23, 2023 |
| Transfer Doc | 0000002542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 30, 2023 |
| Property Address | 10148 RIDGE RD, ROCK FALLS, IL 61071-9652 |
| Document Number | 0000002542 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023-02542 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10148 RIDGE RD, ROCK FALLS, IL 61071-9652 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 10148 RIDGE RD, ROCK FALLS, IL 61071-9652 |
| Document Number | 0000007249 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10148 RIDGE RD ROCK FALLS IL 610719652, ROCK FALLS, IL 61071-9652 |
| Document Number | 0000007249 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 7249 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10148 Ridge Rd was $4,109.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Montmorency Township |
| Elementary School District | Montmorency Community Consolidated School District 145 (KG - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,109.00 | $55,044 Land $13,314 Building $41,730 | |
| 2024 | $165,132 Land $39,942 Building $125,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10148 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10148 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strada Communications Fiber | 1,000 / 1,000 |
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