Hillsborough County property record for 10148 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,008 sqft · built 2013 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $308,000 (Oct 2018) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0366 |
| Primary APN | 077775-0366 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,008 sqft Living Area |
| Gross Area | 3,726 sqft |
| 1st Floor Area | 1,321 sqft |
| 2nd Floor Area | 2,642 sqft |
| Upper Floors Area | 366 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750366 |
|---|---|
| Street Address | 10148 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1A LOT 34 BLOCK 5 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1A |
| Legal Tract | 99D |
| Legal Block | 5 |
| Legal Lot Number | 34 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 14007 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10148 CELTIC ASH DR, RUSKIN, FL 33573-6731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Oct 26, 2018 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Sep 25, 2013 · Amount on Record |
| Deed Document Number | 2018436024 |
| Deed Book / Page | 26166 / 1030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10148 CELTIC ASH DR, RUSKIN, FL 33573-6731 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10148 CELTIC ASH DR, RUSKIN, FL 33573-6731 |
| Document Number | 0000228239 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022228239 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10148 CELTIC ASH DR, RUSKIN, FL 33573-6731 |
| Document Number | 0000431618 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10148 CELTIC ASH DR RUSKIN FL 335736731, RUSKIN, FL 33573-6731 |
| Document Number | 0000431618 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 431618 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 26, 2018 |
| Property Address | 10148 CELTIC ASH DR, RUSKIN, FL 33573-6731 |
| Document Number | 0261661030 |
| Book / Page | 026166 / 001030 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 436024 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | TAMPA TITLE COMPANY, TAMPA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10148 CELTIC ASH DR RUSKIN FL 335736731, RUSKIN, FL 33573-6731 |
| Document Number | 261661031 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 026166/001031 |
| Instrument | 436025 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,832 (+2.7%) | $399,733 (-3.58%) Land $87,682 Building $312,051 | |
| 2025 | $3,200.00 (+13.64%) Disabled Person's exemption Veteran's exemption | $263,712 (+5.99%) | $414,591 (+7.88%) Land $94,426 Building $320,165 |
| 2023 | $2,816.00 (+6.1%) Disabled Person's exemption Veteran's exemption | $248,816 (+3%) | $384,310 (+7.12%) Land $76,245 Building $308,065 |
| 2022 | $2,654.00 Disabled Person's exemption Veteran's exemption | $241,569 | $358,776 Land $64,515 Building $294,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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