10145 State Rte Ff SE, Agency, MO 64401 Property Records

Buchanan County property record for 10145 State Rte Ff SE, Agency, MO 64401

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 1976
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2020 Mortgage + 3 more
APN	`10-4.0-18-000-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`10-4.0-18-000-000-039.000`

Interior

Building Area	1,449 sqft Base Area
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	85,378 sqft (1.96 acres)

Location & Zoning

Street Address	10145 STATE ROUTE FF SE
City	AGENCY
State	MO
Zip	64401-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	18-56-34SESUB:LAKESHORE ESTATES PLAT 2 LOT:9 BLK:20LGL DESC:ALSO PRT L1 GABRIEL EST & PRT 18-56-34 SE4 BEG NW COR L9 TH SE 141.71'SE 277.90'E 29.47'NE 268.08'N 141.71'W 610' POB
Legal Range	34W
Legal Township	56N
Legal Section	18
Legal Subdivision	LAKESHORE ESTATES PLAT 2
Legal Block	20
Legal Lot Number	9
Jurisdiction	BUCHANAN MO
Township / Civil Division	AGENCY
Census Block Group	3
Census Block	3068
Census Tract	2800

Owner

10145 State Rte Ff SE is owned and occupied by two individuals who acquired it in January 2019.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 11, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019
Deed Sale	Jan 11, 2019
Deed Document Number	2019258
Deed Book / Page	3722 / 269
Prior Transfer Date	Oct 5, 2006
Prior Transfer Doc	02956/0845
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145

Mortgage

Document Number	003815/144
Date	Jan 16, 2026
Book Page	3815/144
Instrument	2026000327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145

Mortgage

Document Number	0003757/24
Date	Dec 23, 2020
Book Page	3757/24
Instrument	2020012220

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003742/889
Date	Oct 25, 2019
Book Page	3742/889
Instrument	2019009343

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2039

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145

Mortgage

Document Number	003764/383
Date	Jul 7, 2021
Book Page	3764/383
Instrument	2021007056

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 11, 2019
Property Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145
Document Number	003722/269
Book / Page	3722 / 269
Instrument Date	Jan 11, 2019
Instrument	2019000258
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10145 STATE ROUTE FF SE, AGENCY, MO 64401-9145

Tax Assessment & Valuation

The 2025 property tax bill for 10145 State Rte Ff SE was $2,473.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Agency Village
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,473.00	$33,450 Land $4,710 Building $28,740	$176,060 Land $24,800 Building $151,260
2024	$2,473.00 (+5.28%)
2023	$2,349.00 (-0.17%)	$31,610 (-) Land $4,710 Building $26,900	$166,400 Land $24,800 Building $141,600
2022	$2,353.00	$31,610 Land $4,710 Building $26,900
2021			$166,400 Land $24,800 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10145 State Rte Ff SE; there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1993–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, May 2007 · 5 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10145 State Rte Ff SE is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte Ff SE

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