10145 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 10145 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,291 sqft · built 2022
Lot Size	0.152 acres (6,651 sqft)
Owner	Individual Name on File
Last Sale	$515,700 (Jan 2023)
Tax Bill	$5,814 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1033-000-44700`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1033-000-44700`
Alternative APN	`3922953`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,291 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,651 sqft (0.152 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3922953
Street Address	10145 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 3D PB 73 PG 85-90 LOT 447 ORB 6077 PG 49
Legal Subdivision	PALISADES
Legal Phase	3D
Legal Lot Number	447
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2086
Census Tract	31207

Owner

10145 Spring Lake Dr is owned and occupied by an individual who bought it in January 2023.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	10145 SPRING LAKE DR, CLERMONT, FL 34711-7924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Deed Document Number	2023002523
Deed Book / Page	6077 / 49
Record Updated	Jun 8, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 9, 2023
Property Address	10145 SPRING LAKE DR, CLERMONT, FL 34711-7924
Document Number	0060770049
Book / Page	6077 / 49
Map Reference	MB 73 PG 85-90
Instrument Date	Dec 30, 2022
Instrument	2023002523
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,609.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10145 SPRING LAKE DR, CLERMONT, FL 34711-7924

Mortgage

Document Number	0000607759
Date	Jan 9, 2023
Instrument	6077/59

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,417 Land $102,300 Building $320,117	$422,417 Land $102,300 Building $320,117
2024	$5,814.00 (+5.06%)
2023	$5,534.00 (+1,038.68%) Homeowner's exemption Additional exemption filed	$412,176 (+1,032.35%)	$412,176 (+1,032.35%) Land $102,300 Building $309,876
2022	$486.00	$36,400	$36,400 Land $36,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10145 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10145 Spring Lake Dr is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

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