10145 Ramada Ln, Atoka, TN 38004 Property Records

Shelby County property record for 10145 Ramada Ln, Atoka, TN 38004

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,810 sqft · built 1997
Lot Size1.9 acres (83,156 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Sep 2006)
Tax Bill$1,786 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APND0-108-0-0121

Property Details

APN / Parcel Number

Primary APND0-108-0-0121

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,810 sqft Living Area
Gross Area3,280 sqft
1st Floor Area2,143 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area83,156 sqft
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address10145 RAMADA LN
CityATOKA
StateTN
Zip38004-7280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionWS RAMADA LN
Legal SubdivisionROSEMARK ESTATES RESUB
Legal Lot Number26B
JurisdictionSHELBY TN
Township / Civil Division1
Census Block Group1
Census Block1002
Census Tract20700

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10145 RAMADA LN, ATOKA, TN 38004-7280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2006 · Amount on Record
Deed SaleSep 25, 2006 · Amount on Record
Prior SaleOct 16, 1997 · Amount on Record
Deed Document Number2006157008
Last Transfer DateMar 19, 2009
Transfer Doc0000035857
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address10145 RAMADA LN, ATOKA, TN 38004-7280
Document Number0000042703
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10145 RAMADA LN ATOKA TN 380047280, ATOKA, TN 38004-7280

Mortgage

Document Number0000042703
DateMay 2, 2018
Instrument42703
Lender
NameSUNTRUST BK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
Unified School DistrictMillington Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,786.00 (-6.93%)$66,400 (+17.26%) Land $11,275 Building $55,125$265,600 (+17.26%) Land $45,100 Building $220,500
2023$56,625 Land $8,800 Building $47,825
2022$1,919.00
2021$226,500 Land $35,200 Building $191,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereMEMPHIS LIGHT, GAS, & WATER
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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