10144 Oscar School Rd, Temple, TX 76501 Property Records

Bell County property record for 10144 Oscar School Rd, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1965
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on File
Tax Bill	$3,295 (2023)
Deeds & Mortgages	Nov 2023 Second Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0405280200`

Property Details

APN / Parcel Number

Primary APN	`0405280200`
Alternative APNs	`233935` `853230`

Interior

Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1965
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Deck Area	128 sqft

Location & Zoning

Account Number	853230
Street Address	10144 OSCAR SCHOOL RD
City	TEMPLE
State	TX
Zip	76501-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSCAR OAKS ESTATES, BLOCK 001, LOT 0001, ACRES 1.65
Legal Subdivision	OSCAR OAKS ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	3
Census Block	3017
Census Tract	20102

Owner

10144 Oscar School Rd is owned and occupied by an individual who acquired it in December 2018.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	10144 OSCAR SCHOOL RD, TEMPLE, TX 76501-7218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU
Dec 14, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018
Deed Sale	Dec 14, 2018
Prior Sale	Oct 5, 2012
Deed Document Number	201800051652
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10144 OSCAR SCHOOL RD, TEMPLE, TX 76501-7218
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049570
Date	Nov 6, 2023
Instrument	2023049570

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 15, 2038

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 14, 2018
Property Address	10144 OSCAR SCHOOL RD, TEMPLE, TX 76501-7218
Document Number	0000051652
Map Reference	CAB C SL214-C
Instrument Date	Dec 14, 2018
Instrument	2018-00051652
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10144 OSCAR SCHOOL RD, TEMPLE, TX 76501-7218

Mortgage

Document Number	0000051653
Date	Dec 14, 2018
Instrument	2018-00051653

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,295.00 (+14.93%)	$229,919 Land $81,366 Building $148,553	$229,919 Land $81,366 Building $148,553
2022	$2,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10144 Oscar School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10144 Oscar School Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oscar School Rd

Nearby Streets

All Temple, TX Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures