10144 Clydesdale Dr, Windsor, VA 23487 Property Records

Isle Of Wight County property record for 10144 Clydesdale Dr, Windsor, VA 23487

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,347 sqft · built 1991
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,000 (Mar 2024)
Tax Bill	$2,635 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-01-048A`

Property Details

APN / Parcel Number

Primary APN	`46-01-048A`
Alternative APNs	`4502318500` `11587`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,347 sqft Living Area
1st Floor Area	2,543 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Terrain	Rolling
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	10144 CLYDESDALE DR
City	WINDSOR
State	VA
Zip	23487-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	ADJ WILBUR NELMS PROP PLAT I#230004062
Legal Subdivision	PLAT FOR WILLIAM E BIRDSONG II
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	CARRSVILLE
Census Block Group	2
Census Block	2032
Census Tract	280300

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10144 CLYDESDALE DR, WINDSOR, VA 23487-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	May 3, 2023 · Amount on Record
Deed Document Number	2024984
Prior Transfer Date	Oct 4, 2023
Prior Transfer Doc	0000004063
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Recording Date	May 20, 2026
Property Address	10144 CLYDESDALE DR, WINDSOR, VA 23487-6140
Document Number	0000002433
Instrument Date	May 18, 2026
Instrument	20262433
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10144 CLYDESDALE DR, WINDSOR, VA 23487-6140
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002433,
Date	May 20, 2026
Instrument	20262433

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	10144 CLYDESDALE DR, WINDSOR, VA 23487-6140
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10144 CLYDESDALE DR, WINDSOR, VA 23487-6140
Investor	Possibly a Property Investor

Mortgage

Document Number	0250003181
Date	Jul 28, 2025
Instrument	250003181

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate
Rate	10.2%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,635.00 (+4.52%)	$325,400 (-) Land $52,400 Building $273,000	$325,400 (-) Land $52,400 Building $273,000
2025	$2,521.00	$325,400 (-4.12%) Land $52,400 Building $273,000	$325,400 (-4.12%) Land $52,400 Building $273,000
2023		$339,400 Land $66,400 Building $273,000	$339,400 Land $66,400 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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