10142 Black Bear Trl, Rixeyville, VA 22737 Property Records

Culpeper County property record for 10142 Black Bear Trl, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,380 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2023)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-2-D`

Property Details

APN / Parcel Number

Primary APN	`11-2-D`
Alternative APN	`24472`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24472
Street Address	10142 BLACK BEAR TRL
City	RIXEYVILLE
State	VA
Zip	22737-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1B
Legal Subdivision	NOT SHOWN
Legal Lot Number	1B
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	2
Census Block	2033
Census Tract	930103

Owner

10142 Black Bear Trl is owned and occupied by an individual who bought it in December 2023.

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
May 24, 2022	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Jan 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage OAK VIEW NATIONAL BANK
Dec 8, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance MIDLAND MORTGAGE CORPORATION
Mar 15, 2017	Grant Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	20235009
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000010606
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 WOOLMAN DR, HAYMARKET, VA 20169-1821

Mortgage

Document Number	0260000611
Date	Feb 9, 2026
Instrument	260000611

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Dec 12, 2023
Property Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Document Number	0230005009
Instrument Date	Dec 11, 2023
Instrument	230005009
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776

Mortgage

Document Number	0230005010
Date	Dec 12, 2023
Instrument	230005010

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003543
Date	May 24, 2022
Instrument	220003543

Lender

Name	OAK VIEW NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SARATOGA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000508
Date	Jan 30, 2018
Instrument	180000508

Lender

Name	OAK VIEW NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CULPEPER VA
Recording Date	Dec 8, 2021
Property Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Document Number	0210010606
Instrument Date	Dec 3, 2021
Instrument	210010606
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776

Mortgage

Document Number	0210010607
Date	Dec 8, 2021
Instrument	210010607

Lender

Name	MIDLAND MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CULPEPER VA
Recording Date	Mar 15, 2017
Property Address	10142 BLACK BEAR TRL, RIXEYVILLE, VA 22737-1776
Document Number	170001319
Instrument Date	Mar 10, 2017
Instrument	1319
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6165 MINT SPRINGS DR WARRENTON VA 201874486, WARRENTON, VA 20187-4486

Mortgage

Document Number	170001320
Date	Mar 15, 2017
Instrument	1320

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WARRENTON, VA 20188

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10142 Black Bear Trl was $1,988.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00	$462,400 Land $191,500 Building $270,900	$462,400 Land $191,500 Building $270,900
2024	$1,988.00 (+8.99%)
2023	$1,824.00	$396,600 Land $148,000 Building $248,600	$396,600 Land $148,000 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10142 Black Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10142 Black Bear Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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