10140 W Paddock Ave, Beach Park (Waukegan), IL 60087 Property Records

Lake County property record for 10140 W Paddock Ave, Beach Park, IL 60087

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,152 sqft · built 1978
Lot Size0.37 acres (16,126 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Sep 2025)
Tax Bill$4,889 (2024)
Deeds & MortgagesJul 2024 Line of Credit
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-04-215-012

Property Details

APN / Parcel Number

Primary APN08-04-215-012

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,992 sqft
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,126 sqft (0.37 acres)
Lot Dimensions135 ft deep x 125 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address10140 W PADDOCK AVE
CityBEACH PARK
StateIL
Zip60087-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF.H. BARTLETTS SHERIDAN RD ADD. E1/2 LT5BLK 15 LOT 5 BLOCK 1 5
Legal SubdivisionF.H. BARTLETTS SHERIDAN RD ADD.
Legal Block15,1
Legal Lot Number5
JurisdictionLAKE IL
Township / Civil DivisionWAUKEGAN
Census Block Group1
Census Block1026
Census Tract861701

Owner

10140 W Paddock Ave is owned by an individual who bought it in September 2025.

Source: Lake County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address37047 N JAMES DR, LAKE VILLA, IL 60046-7498
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 22, 2025Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2025 · Amount on File
Deed SaleSep 22, 2025 · Amount on File
Prior SaleFeb 10, 2004 · Amount on File
Deed Document Number20258122959
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address10140 W PADDOCK AVE, BEACH PARK, IL 60087-2419
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008043507
DateJul 9, 2024
Instrument8043507
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 8, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 22, 2025
Property Address10140 W PADDOCK AVE, BEACH PARK, IL 60087-2419
Document Number0008122959
Map ReferenceDOC 276875
Instrument DateSep 11, 2025
Instrument8122959
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10140 W PADDOCK AVE, BEACH PARK, IL 60087-2419
InvestorPossibly a Property Investor

Mortgage

Document Number0008122960
DateSep 22, 2025
Instrument8122960
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.49%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBeach Park Village
CountyLake County
County SubdivisionWaukegan Township
Unified School DistrictWaukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,988 (+7.4%) Land $13,961 Building $71,027$254,989 (+7.4%) Land $41,887 Building $213,102
2024$4,889.00 (-10.93%)$79,132 (+10.69%) Land $12,999 Building $66,133$237,420 (+10.69%) Land $39,001 Building $198,419
2023$5,489.00 (+9.43%)$71,487 (-4.37%) Land $11,743 Building $59,744$214,483 (-4.37%) Land $35,233 Building $179,250
2022$5,016.00$74,753 Land $12,526 Building $62,227$224,282 Land $37,582 Building $186,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10140 W Paddock Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1979–2018)
Claims Outside the SFHA2 of 11
Most Recent ClaimJun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10140 W Paddock Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACH PARK
serves 8,710 people · EPA ID IL0970190
Water SourcePurchased surface water from WAUKEGAN
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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