10140 S State St, Chicago, IL 60628 Property Records

Cook County property record for 10140 S State St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,097 sqft · built 1923
Lot Size	0.092 acres (3,993 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2022)
Tax Bill	$1,057 (2023)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-09-423-028`

Property Details

APN / Parcel Number

Primary APN	`25-09-423-028`
Alternative APN	`25-09-423-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,097 sqft Living Area
1st Floor Area	1,097 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,993 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	10140 S STATE ST
City	CHICAGO
State	IL
Zip	60628-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(DEYOUNGS) SUB OF BLK15 OF FERNWOOD SUB SE SEC 09-37-14
Legal Range	14E
Legal Township	37N
Legal Section	09
Legal Subdivision	DEYOUNGS SUB
Legal Block	15
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	490700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10140 S STATE ST, CHICAGO, IL 60628-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Jan 14, 2022
Deed Document Number	2022433260
Prior Transfer Date	Mar 21, 1997
Prior Transfer Doc	0000000803
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10140 S STATE ST, CHICAGO, IL 60628-2031
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10140 S STATE ST, CHICAGO, IL 60628-2031

Mortgage

Document Number	0011202012
Date	Apr 22, 2025
Instrument	2511202012

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2065

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10140 S STATE ST, CHICAGO, IL 60628-2031
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10140 S STATE ST, CHICAGO, IL 60628-2031

Mortgage

Document Number	0009430111
Date	Apr 3, 2024
Instrument	2409430111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 14, 2022
Property Address	10140 S STATE ST, CHICAGO, IL 60628-2031
Document Number	0001433260
Instrument Date	Nov 16, 2021
Instrument	2201433260
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 E 46TH ST, 548, CHICAGO, IL 60653-5196

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10140 S STATE ST, CHICAGO, IL 60628-2031

Mortgage

Document Number	0001433261
Date	Jan 14, 2022
Instrument	2201433261

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 (+160.05%) Land $2,396 Building $10,604	$130,000 (+160.05%) Land $23,960 Building $106,040
2023	$1,057.00 (+2.52%)
2022	$1,031.00 (+2.28%)	$4,999 (-) Land $1,597 Building $3,402	$49,990 (-) Land $15,970 Building $34,020
2021	$1,008.00	$4,999 Land $1,597 Building $3,402	$49,990 Land $15,970 Building $34,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,027 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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