10140 Norwich Dr, Munster, IN 46321 Property Records

Lake County property record for 10140 Norwich Dr, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,366 sqft · built 2018
Lot Size	0.606 acres (26,416 sqft)
Owner	Individual Name on File
Tax Bill	$14,198 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`45-06-36-335-004.000-027`

Property Details

APN / Parcel Number

Primary APN	`45-06-36-335-004.000-027`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,366 sqft Living Area
Attic Area	550 sqft
Basement Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	26,416 sqft (0.606 acres)
Lot Dimensions	208 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	1,475 sqft
Parking Spaces	5 Parking Spaces
Pool Area	800 sqft
Bath House	180 sqft
Gazebo	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10140 NORWICH DR
City	MUNSTER
State	IN
Zip	46321-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST LAKES ADD PHASE 4 LOT 215
Legal Subdivision	WEST LAKES ADD
Legal Phase	4
Legal Lot Number	215
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2013
Census Tract	40301

Owner

10140 Norwich Dr is owned and occupied by an individual who acquired it in April 2019.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10140 NORWICH CT, MUNSTER, IN 46321-9193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK SB
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BK
Apr 29, 2019	Warranty Deed, Transfer · ARM PEOPLES BANK SB
Jul 30, 2018	Loan Modification, Mortgage CENTIER BK
Nov 7, 2017	Warranty Deed, Construction Loan · Construction Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019
Deed Sale	Apr 29, 2019
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	2019 024608
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10140 NORWICH DR, MUNSTER, IN 46321-9194
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020564
Date	Apr 3, 2020
Instrument	2020 020564

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10140 NORWICH DR, MUNSTER, IN 46321-9194
Document Number	0000026488
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10140 NORWICH CT MUNSTER IN 463219193, MUNSTER, IN 46321-9193

Mortgage

Document Number	0000026488
Date	May 18, 2020
Instrument	26488

Lender

Name	PEOPLES BK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 17, 2040

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 29, 2019
Property Address	10140 NORWICH DR, MUNSTER, IN 46321-9194
Document Number	0000024608
Instrument Date	Apr 19, 2019
Instrument	2019 024608
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10140 NORWICH CT, MUNSTER, IN 46321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024609
Date	Apr 29, 2019
Instrument	2019 024609

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	9%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	10140 NORWICH DR, MUNSTER, IN 46321-9194
Document Number	0000070069
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10140 NORWICH DR MUNSTER IN 46321, MUNSTER, IN 46321

Mortgage

Document Number	0000070069
Date	Oct 11, 2018
Instrument	70069

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 7, 2017
Property Address	10140 NORWICH DR, MUNSTER, IN 46321-9194
Document Number	0000075013
Map Reference	DOC2017-063215
Instrument Date	Oct 31, 2017
Instrument	2017 075013
Transaction Type	Construction Loan
Record Updated	Dec 30, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 42ND PL, HIGHLAND, IN 46322-3058

Mortgage

Document Number	0000075014
Date	Nov 7, 2017
Instrument	2017 075014

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,085,600 Land $146,600 Building $939,000	$1,085,600 Land $146,600 Building $939,000
2024	$14,198.00
2023		$1,043,400 (+20.5%) Land $142,900 Building $900,500	$1,043,400 (+20.5%) Land $142,900 Building $900,500
2022	$11,979.00 (-27.4%) Homeowner's exemption	$865,900 Land $142,900 Building $723,000	$865,900 Land $142,900 Building $723,000
2021	$16,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10140 Norwich Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10140 Norwich Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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