1014 Young St, Gainesville, TX 76240 Property Records

Cooke County property record for 1014 Young St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,365 sqft · built 2004
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Tax Bill$4,320 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2025-006-00009

Property Details

APN / Parcel Number

Primary APN2025-006-00009
Alternative APN
  • 20281

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,365 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,365 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area130 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2025-006-00009
Street Address1014 YOUNG ST
CityGAINESVILLE
StateTX
Zip76240-5430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELMONT; BLOCK 6; LOT 9
Legal SubdivisionBELMONT
Legal Block6
Legal Lot Number9
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3020
Census Tract1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 YOUNG ST, GAINESVILLE, TX 76240-5430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address1014 YOUNG ST, GAINESVILLE, TX 76240-5430
Transaction TypeMortgage
Record UpdatedSep 18, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002463/214
DateNov 2, 2021
Book Page2463/214
Instrument9825
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,320.00 (+194.08%) Homeowner's exemption Senior Citizen's exemption$206,471 (+1%)$211,156 (-) Land $23,048 Building $188,108
2025$1,469.00 (+1.31%) Homeowner's exemption Senior Citizen's exemption$187,701 (+21%) Land $23,048 Building $188,108$211,156 (+11.04%) Land $23,048 Building $188,108
2024$1,450.00 (-37.39%)
2023$155,125 Land $20,953 Building $169,208$190,161 Land $20,953 Building $169,208
2022$2,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: AT&T, Element8, T-Mobile.

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