1014 Young Ave, Bel Air, MD 21014 Property Records

Harford County property record for 1014 Young Ave, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,759 sqft · built 1999
Lot Size	0.232 acres (10,105 sqft)
Owner	2 Individual Names on File
Last Sale	$453,000 (Apr 2015)
Tax Bill	$5,854 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-306135`

Property Details

APN / Parcel Number

Primary APN	`03-306135`
Alternative APNs	`3306135` `306135`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,759 sqft Total Area
Basement Area	1,025 sqft
Finished Basement	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,105 sqft (0.232 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	306135
Street Address	1014 YOUNG AVE
City	BEL AIR
State	MD
Zip	21014-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8 10105 SF 1014 YOUNG AVENUE PELHAMWOOD PT 87/27
Legal Subdivision	PELHAMWOOD 02
Legal Lot Number	8
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4004
Census Tract	303603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Vineyard, The listed 1994 · 5 contributing resources · NRIS 94000762

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1014 Young Ave is owned and occupied by two individuals who bought it in April 2015.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 YOUNG AVE, BEL AIR, MD 21014-1870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2015 · Amount on File
Deed Sale	Apr 21, 2015 · Amount on File
Prior Sale	Jul 23, 2012 · Amount on File
Deed Book / Page	11201 / 1
Transfer Doc	0033540492
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1014 YOUNG AVE, BEL AIR, MD 21014-1870
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 YOUNG AVE, BEL AIR, MD 21014-1870

Mortgage

Document Number	0162090405
Date	Mar 22, 2024
Book Page	16209/405

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1014 YOUNG AVE, BEL AIR, MD 21014-1870
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133890415
Date	Aug 13, 2019
Book Page	13389/0415

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2044

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1014 YOUNG AVE, BEL AIR, MD 21014-1870
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144100408
Date	Jan 14, 2021
Book Page	14410/408

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 1014 Young Ave was $5,854 with a homeowner's exemption, up 12.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,854.00 (+12.6%) Homeowner's exemption	$537,133 (+4.5%)	$583,400 (+13.5%) Land $124,400 Building $459,000
2025	$5,199.00 Homeowner's exemption	$514,000 Land $124,400 Building $389,600	$514,000 Land $124,400 Building $389,600
2023		$459,133	$514,000 Land $124,400 Building $389,600
2022	$4,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Young Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Young Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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